Indiana
1997 Economic Census Finance and Insurance
Geographic Area Series
1997
Issued January 2000 EC97F52A-IN
U.S. Department of Commerce
Economics and Statistics Administration
U.S. CENSUS BUREAU
ACKNOWLEDGMENTS
Many persons participated in the various activities of the 1997 Economic Census for the Finance and Insurance sector. Service Sector Statistics Division prepared this report. Bobby E. Russell, Assistant Chief for Census Programs, was responsible for the overall planning, management, and coordination. Planning and implementation were under the direction of Steven M. Roman, Chief, Utilities and Financial Census Branch, assisted by Faye A. Jacobs and Laurie G. Torene. Primary staff assistance was provided by Vannah L. Beatty, Diane CarodiskeyBeeson, Robert S. Benedik, Sandra K. Creech, Michael J. Garger, Andrew N. Lampton, Juan P. Matias, Kathryn H. Miller, Susan K. Pozzanghera, William R. Samples, and Charles T. Spradlin. Mathematical and statistical techniques as well as the coverage operations were provided by Carl A. Konschnik, Assistant Chief for Research and Methodology, assisted by Carol S. King, Chief, Statistical Methods Branch, and Jock R. Black, Chief, Program Research and Development Branch, with staff assistance from Maria C. Cruz and David L. Kinyon. The Economic Planning and Coordination Division provided overall planning and review of many operations and the computer processing procedures. Shirin A. Ahmed, Assistant Chief for Post-Collection Processing, was responsible for edit procedures and designing the interactive analytical software. Design and specifications were prepared under the supervision of Dennis L. Shoemaker, Chief, Census Processing Branch, assisted by John D. Ward. Primary staff assistance was provided by Sonya P. Curcio, Richard W. Graham, and Cheryl E. Merkle. The Economic Product Team, with primary contributions from Andrew W. Hait and Jennifer E. Lins, was responsible for the development of the system to disseminate 1997 Economic Census reports.
The staff of the National Processing Center, Judith N. Petty, Chief, performed mailout preparation and receipt operations, clerical and analytical review activities, and data entry. The Geography Division staff developed geographic coding procedures and associated computer programs. The Economic Statistical Methods and Programming Division, Charles P. Pautler Jr., Chief, developed and coordinated the computer processing systems. Martin S. Harahush, Assistant Chief for Quinquennial Programs, was responsible for design and implementation of the computer systems. Robert S. Jewett and Barbara L. Lambert provided special computer programming. William C. Wester, Chief, Services Branch, assisted by Robert A. Hill, Dennis P. Kelly, and Jeffrey S. Rosen, supervised the preparation of the computer programs. Additional programming assistance was provided by Donell D. Barnes, Daniel C. Collier, Gilbert J. Flodine, David Hiller, Leatrice D. Hines, William D. McClain, Jay L. Norris, Sarah J. Presley, and Michael A. Sendelbach. Computer Services Division, Debra D. Williams, Chief, performed the computer processing. Kim D. Ottenstein, Margaret A. Smith, and Laurene V. Qualls of the Administrative and Customer Services Division, Walter C. Odom, Chief, provided publications and printing management, graphics design and composition, and editorial review for print and electronic media. General direction and production management were provided by Michael G. Garland, Assistant Chief, and Gary J. Lauffer, Chief, Publications Services Branch. Special acknowledgment is also due the many businesses whose cooperation has contributed to the publication of these data.
Indiana
1997
Issued January 2000 EC97F52A-IN
1997 Economic Census Finance and Insurance
Geographic Area Series
U.S. Department of Commerce William M. Daley, Secretary Robert L. Mallett, Deputy Secretary
Economics and Statistics Administration Robert J. Shapiro, Under Secretary for Economic Affairs
U.S. CENSUS BUREAU Kenneth Prewitt, Director
ECONOMICS AND STATISTICS ADMINISTRATION
Economics and Statistics Administration Robert J. Shapiro, Under Secretary for Economic Affairs
U.S. CENSUS BUREAU Kenneth Prewitt, Director William G. Barron, Deputy Director
Paula J. Schneider, Principal Associate Director for Programs Frederick T. Knickerbocker, Associate Director for Economic Programs Thomas L. Mesenbourg, Assistant Director for Economic Programs Carole A. Ambler, Chief, Service Sector Statistics Division
CONTENTS
Introduction to the Economic Census Finance and Insurance TABLES 1. 2. Summary Statistics for the State: 1997 Summary Statistics for Metropolitan Areas: 1997
1 5
7 8
APPENDIXES A. B. C. D. E. Explanation of Terms NAICS Codes, Titles, and Descriptions Coverage and Methodology Geographic Notes Metropolitan Areas
Not applicable for this report.
A–1 B–1 C–1 E–1
FINANCE AND INSURANCE GEOG. AREA SERIES
U.S. Census Bureau, 1997 Economic Census Jan. 27, 2000
INDIANA
iii
Introduction to the Economic Census
PURPOSES AND USES OF THE ECONOMIC CENSUS The economic census is the major source of facts about the structure and functioning of the Nation’s economy. It provides essential information for government, business, industry, and the general public. Title 13 of the United States Code (Sections 131, 191, and 224) directs the Census Bureau to take the economic census every 5 years, covering years ending in 2 and 7. The economic census furnishes an important part of the framework for such composite measures as the gross domestic product estimates, input/output measures, production and price indexes, and other statistical series that measure short-term changes in economic conditions. Specific uses of economic census data include the following: • Policymaking agencies of the Federal Government use the data to monitor economic activity and assess the effectiveness of policies. • State and local governments use the data to assess business activities and tax bases within their jurisdictions and to develop programs to attract business. • Trade associations study trends in their own and competing industries, which allows them to keep their members informed of market changes. • Individual businesses use the data to locate potential markets and to analyze their own production and sales performance relative to industry or area averages. ALL-NEW INDUSTRY CLASSIFICATIONS Data from the 1997 Economic Census are published primarily on the basis of the North American Industry Classification System (NAICS), unlike earlier censuses, which were published according to the Standard Industrial Classification (SIC) system. NAICS is in the process of being adopted in the United States, Canada, and Mexico. Most economic census reports cover one of the following NAICS sectors: 21 22 23 31-33 42 44-45 48-49 51 Mining Utilities Construction Manufacturing Wholesale Trade Retail Trade Transportation and Warehousing Information 52 53 54 55 56 61 62 71 72 81 Finance and Insurance Real Estate and Rental and Leasing Professional, Scientific, and Technical Services Management of Companies and Enterprises Administrative and Support and Waste Management and Remediation Services Educational Services Health Care and Social Assistance Arts, Entertainment, and Recreation Accommodation and Foodservices Other Services (except Public Administration)
(Not listed above are the Agriculture, Forestry, Fishing, and Hunting sector (NAICS 11), partially covered by the census of agriculture conducted by the U.S. Department of Agriculture, and the Public Administration sector (NAICS 92), covered by the census of governments conducted by the Census Bureau.) The 20 NAICS sectors are subdivided into 96 subsectors (three-digit codes), 313 industry groups (four-digit codes), and, as implemented in the United States, 1170 industries (five- and six-digit codes). RELATIONSHIP TO SIC While many of the individual NAICS industries correspond directly to industries as defined under the SIC system, most of the higher level groupings do not. Particular care should be taken in comparing data for retail trade, wholesale trade, and manufacturing, which are sector titles used in both NAICS and SIC, but cover somewhat different groups of industries. The industry definitions discuss the relationships between NAICS and SIC industries. Where changes are significant, it will not be possible to construct time series that include data for points both before and after 1997. For 1997, data for auxiliary establishments (those functioning primarily to manage, service, or support the activities of their company’s operating establishments, such as a central administrative office or warehouse) will not be included in the sector-specific reports. These data will be published separately. GEOGRAPHIC AREA CODING Accurate and complete information on the physical location of each establishment is required to tabulate the census data for the states, metropolitan areas (MAs), counties, parishes, and corporate municipalities including cities, towns, villages, and boroughs. Respondents were INTRODUCTION 1
1997 ECONOMIC CENSUS
U.S. Census Bureau, 1997 Economic Census
required to report their physical location (street address, municipality, county, and state) if it differed from their mailing address. For establishments not surveyed by mail (and those single-establishment companies that did not provide acceptable information on physical location), location information from Internal Revenue Service tax forms is used as a basis for coding. BASIS OF REPORTING The economic census is conducted on an establishment basis. A company operating at more than one location is required to file a separate report for each store, factory, shop, or other location. Each establishment is assigned a separate industry classification based on its primary activity and not that of its parent company. DOLLAR VALUES All dollar values presented are expressed in current dollars; i.e., 1997 data are expressed in 1997 dollars, and 1992 data, in 1992 dollars. Consequently, when making comparisons with prior years, users of the data should consider the changes in prices that have occurred. All dollar values are shown in thousands of dollars. AVAILABILITY OF ADDITIONAL DATA Reports in Print and Electronic Media All results of the 1997 Economic Census are available on the Census Bureau Internet site (www.census.gov) and on compact discs (CD-ROM) for sale by the Census Bureau. Unlike previous censuses, only selected highlights are published in printed reports. For more information, including a description of electronic and printed reports being issued, see the Internet site, or write to U.S. Census Bureau, Washington, DC 20233-8300, or call Customer Services at 301-457-4100. Special Tabulations Special tabulations of data collected in the 1997 Economic Census may be obtained, depending on availability of time and personnel, in electronic or tabular form. The data will be summaries subject to the same rules prohibiting disclosure of confidential information (including name, address, kind of business, or other data for individual business establishments or companies) that govern the regular publications. Special tabulations are prepared on a cost basis. A request for a cost estimate, as well as exact specifications on the type and format of the data to be provided, should be directed to the Chief of the division named below, U.S. Census Bureau, Washington, DC 20233-8300. To discuss a special tabulation before submitting specifications, call the appropriate division: 2 INTRODUCTION
Manufacturing and Construction Division Service Sector Statistics Division HISTORICAL INFORMATION
301-457-4673 301-457-2668
The economic census has been taken as an integrated program at 5-year intervals since 1967 and before that for 1954, 1958, and 1963. Prior to that time, individual components of the economic census were taken separately at varying intervals. The economic census traces its beginnings to the 1810 Decennial Census, when questions on manufacturing were included with those for population. Coverage of economic activities was expanded for the 1840 Decennial Census and subsequent censuses to include mining and some commercial activities. The 1905 Manufactures Census was the first time a census was taken apart from the regular decennial population census. Censuses covering retail and wholesale trade and construction industries were added in 1930, as were some covering service trades in 1933. Censuses of construction, manufacturing, and the other business service censuses were suspended during World War II. The 1954 Economic Census was the first census to be fully integrated: providing comparable census data across economic sectors, using consistent time periods, concepts, definitions, classifications, and reporting units. It was the first census to be taken by mail, using lists of firms provided by the administrative records of other Federal agencies. Since 1963, administrative records also have been used to provide basic statistics for very small firms, reducing or eliminating the need to send them census questionnaires. The range of industries covered in the economic censuses expanded between 1967 and 1992. The census of construction industries began on a regular basis in 1967, and the scope of service industries, introduced in 1933, was broadened in 1967, 1977, and 1987. While a few transportation industries were covered as early as 1963, it was not until 1992 that the census broadened to include all of transportation, communications, and utilities. Also new for 1992 was coverage of financial, insurance, and real estate industries. With these additions, the economic census and the separate census of governments and census of agriculture collectively covered roughly 98 percent of all economic activity. Printed statistical reports from the 1992 and earlier censuses provide historical figures for the study of longterm time series and are available in some large libraries. All of the census reports printed since 1967 are still available for sale on microfiche from the Census Bureau. CD-ROMs issued from the 1987 and 1992 Economic Censuses contain databases including nearly all data published in print, plus additional statistics, such as ZIP Code statistics, published only on CD-ROM. 1997 ECONOMIC CENSUS
U.S. Census Bureau, 1997 Economic Census
SOURCES FOR MORE INFORMATION More information about the scope, coverage, classification system, data items, and publications for each of the economic censuses and related surveys is published in the Guide to the 1997 Economic Census and Related Statistics at www.census.gov/econguide. More information on the methodology, procedures, and history of the censuses will be published in the History of the 1997 Economic Census at www.census.gov/econ/www/history.html. ABBREVIATIONS AND SYMBOLS The following abbreviations and symbols are used with the 1997 Economic Census data: A D Standard error of 100 percent or more. Withheld to avoid disclosing data of individual companies; data are included in higher level totals. Exceeds 100 percent because data include establishments with payroll exceeding revenue. Not available or not comparable. Revenue not collected at this level of detail for multiestablishment firms. Withheld because estimates did not meet publication standards.
V X Y Z a b c e f g h i j k l m p q r s nec nsk – (CC) (IC)
F
N Q S
Represents less than 50 vehicles or .05 percent. Not applicable. Disclosure withheld because of insufficient coverage of merchandise lines. Less than half the unit shown. 0 to 19 employees. 20 to 99 employees. 100 to 249 employees. 250 to 499 employees. 500 to 999 employees. 1,000 to 2,499 employees. 2,500 to 4,999 employees. 5,000 to 9,999 employees. 10,000 to 24,999 employees. 25,000 to 49,999 employees. 50,000 to 99,999 employees. 100,000 employees or more. 10 to 19 percent estimated. 20 to 29 percent estimated. Revised. Sampling error exceeds 40 percent. Not elsewhere classified. Not specified by kind. Represents zero (page image/print only). Consolidated city. Independent city.
1997 ECONOMIC CENSUS
U.S. Census Bureau, 1997 Economic Census
INTRODUCTION
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INTRODUCTION
1997 ECONOMIC CENSUS
U.S. Census Bureau, 1997 Economic Census
Finance and Insurance
SCOPE The Finance and Insurance sector (sector 52) of the 1997 Economic Census comprises establishments of firms with payroll primarily engaged in financial transactions (transactions involving the creation, liquidation, or change in ownership of financial assets) and/or in facilitating financial transactions. Three principal types of activities are identified: 1. Raising funds by taking deposits and/or issuing securities and, in the process, incurring liabilities. Establishments engaged in this activity use raised funds to acquire financial assets by making loans and/or purchasing securities. Putting themselves at risk, they channel funds from lenders to borrowers and transform or repackage the funds with respect to maturity, scale and risk. This activity is known as financial intermediation. 2. Pooling of risk by underwriting insurance and annuities. Establishments engaged in this activity collect fees, insurance premiums, or annuity considerations; build up reserves; invest those reserves; and make contractual payments. Fees are based on the expected incidence of the insured risk and the expected return on investment. 3. Providing specialized services facilitating or supporting financial intermediation, insurance, and employee benefit programs. In addition, monetary authorities charged with monetary control are included in this sector. The subsectors, industry groups, and industries within the Finance and Insurance sector are defined on the basis of their unique production processes. As with all industries, the production processes are distinguished by their use of specialized human resources and specialized physical capital. In addition, the way in which these establishments acquire and allocate financial capital, their source of funds, and the use of those funds provides a third basis for distinguishing characteristics of the production process. For instance, the production process in raising funds through deposit-taking is different from the process of raising funds in bond or money markets. The process of making loans to individuals also requires different production processes than does the creation of investment pools or the underwriting of securities. Most of the Finance and Insurance subsectors contain one or more industry groups of (1) intermediaries with 1997 ECONOMIC CENSUS
U.S. Census Bureau, 1997 Economic Census
similar patterns of raising and using funds and (2) establishments engaged in activities that facilitate, or are otherwise related to, that type of financial or insurance intermediation. Industries within this sector are defined in terms of activities for which a production process can be specified, and many of these activities are not exclusive to a particular type of financial institution. To deal with the varied activities taking place within existing financial institutions, the approach is to split these institutions into components performing specialized services. This requires defining the units engaged in providing those services and developing procedures that allow for their delineation. For finance and insurance, these units are the equivalents of the establishments defined for other industries. The output of many financial services, as well as the inputs and the processes by which they are combined, cannot be observed at a single location and can only be defined at a higher level of the organizational structure of the enterprise. Additionally, a number of independent activities that represent separate and distinct production processes may take place at a single location belonging to a multilocation financial firm. Activities are more likely to be homogeneous with respect to production characteristics than are locations, at least in financial services. The North American Industry Classification System (NAICS) defines activities broadly enough that it can be used by those classifying by location and by those employing a more top-down approach to the delineation of the establishment. The Finance and Insurance sector has been defined to encompass establishments primarily engaged in financial transactions; that is, transactions involving the creation, liquidation, or change in ownership of financial assets or in facilitating financial transactions. Financial industries are extensive users of electronic means for facilitating the verification of financial balances, authorizing transactions, transferring funds to and from transactors’ accounts, notifying banks (or credit card issuers) of the individual transactions, and providing daily summaries. Since these transaction processing activities are integral to the production of finance and insurance services, establishments that principally provide a financial transaction processing service are classified to this sector, rather than to the data processing industry in the Information sector. Funds, trusts, and other financial vehicles (legal entities that hold portfolios of assets on behalf of others) are the fifth subsector of the Finance and Insurance sector. These FINANCE AND INSURANCE 5
entities earn interest, dividends, and other property income, but have little or no employment and no revenue from the sale of services. Separate establishments and employees devoted to the management of funds are classified in Industry Group 5239, Other Financial Investment Activities. Among depository institutions and insurance carriers, many locations with activities which might in other industries be considered as support or auxiliary activities (such as headquarters operations), are included in this report as operating locations. GENERAL A list of reports that provide statistics on sector 52 follows. Geographic area report. There is a separate report for each state, the District of Columbia, and the United States. Each state report presents general statistics on number of establishments, revenue, payroll, and employment by kind of business for the state and metropolitan areas (MAs). Greater kind-of-business detail is shown for larger areas. The United States report presents data for the United States as a whole. Sources of revenue report. This report presents sources of revenue data for establishments by kind of business. Data are presented for the United States. Establishment and firm size (including legal form of organization) report. This report presents revenue, payroll, and employment data for the United States by revenue size, by employment size, and by legal form of organization for establishments; and by revenue size (including concentration by largest firms), by employment size, and by number of establishments operated (single units and multiunits) for firms. Miscellaneous subjects report. This report presents data for establishments for a variety of industry-specific questions. Presentation of data varies by kind of business. GEOGRAPHIC AREAS COVERED The level of geographic detail varies by report. Data may be presented for: 1. The United States as a whole. 2. States and the District of Columbia.
3. Consolidated metropolitan statistical areas (CMSAs) and primary metropolitan statistical areas (PMSAs) defined by the Office of Management and Budget (OMB) as of June 30, 1997. A CMSA is an area used to facilitate the presentation and analysis of data for large concentrations of metropolitan populations. It includes two or more contiguous PMSAs which have a population of at least 1,000,000 (according to the 1990 Census of Population or subsequent special census) and which meet specific criteria of urban character and of social and economic integration. 4. Metropolitan statistical areas (MSAs) defined by the OMB as of June 30, 1997. An MSA is an integrated economic and social unit with a population nucleus of at least 50,000 inhabitants (according to the 1990 Census of Population or subsequent special census). Each MSA consists of one or more counties meeting standards of metropolitan character. In New England, cities and towns rather than counties are the component geographic units. COMPARABILITY OF THE 1992 AND 1997 CENSUSES The 1997 Economic Census is the first census to present data based on the new North American Industry Classification System (NAICS). Previous census data were presented according to the Standard Industrial Classification (SIC) system developed some 60 years ago. Due to this change, comparability between census years may be limited. Comparative statistics will be included as part of the Core Business Statistics Reports. DISCLOSURE In accordance with Federal law governing census reports (Title 13 of the United States Code), no data are published that would disclose the operations of an individual establishment or business. However, the number of establishments in a kind-of-business classification is not considered a disclosure; therefore, this information may be released even though other information is withheld. AVAILABILITY OF MORE FREQUENT ECONOMIC DATA The Census Bureau’s County Business Patterns program offers annual statistics on the number of establishments, employment, and payroll classified by industry within each county.
6 FINANCE AND INSURANCE
1997 ECONOMIC CENSUS
U.S. Census Bureau, 1997 Economic Census
Table 1.
Summary Statistics for the State: 1997
Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1
[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A]
NAICS code
Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000)
Estimated2
INDIANA
52 522 5221 52211 522110 5221101 5221102 52212 522120 5221201 5221203 52213 522130 5221301 5221309 5222 52222 522220 52229 522291 522292 522298 5222981 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 52314 523140 5239 52391 523910 52392 523920 52393 523930 52399 523991 524 5241 52411 524113 524114 52412 524126 524127 52413 524130 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking National commercial banks (banking) State commercial banks (banking) Savings institutions Savings institutions Savings institutions (federally chartered) Savings institutions (not federally chartered) Credit unions Credit unions Credit unions (federally chartered) Credit unions (not federally chartered) Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Financial transactions processing, reserve, & clearinghouse act Financial transactions processing, reserve, & clearinghouse act Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Commodity contracts brokerage Commodity contracts brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) Other investment pools & funds (part) Real Estate Investment Trusts (REITs) Real Estate Investment Trusts (REITs)
1Includes 2Includes
8 946 4 157 2 828 2 034 2 034 954 1 080 325 325 286 39 469 469 341 128 954 151 151 802 289 394 116 106 375 212 212 7 7 156 156 761 460 49 49 393 393 16 16 301 51 51 124 124 90 90 36 36 4 007 856 318 273 45 530 476 53 8 8 3 151 2 898 2 898 253 83 125 45 21 21 21 21
N 13 277 913 9 6 6 3 3 506 966 966 530 435 710 038 038 189 849
3 727 546 1 683 264 1 156 883 883 431 451 158 158 142 15 115 115 77 38 864 345 345 394 951 147 147 667 480 372 372 183 189
943 799 418 588 292 225 225 114 111 39 39 35 3 27 27 18 9 508 798 798 118 680 165 165 362 803 545 545 157 388
108 304 57 763 42 32 32 16 15 604 070 070 396 674
1.3 .3 – – – – – – – – .3 .2 .2 .2 .2 .8 .4 .4 D .2 .7 13.3 8.4 1.1 10.6 10.6 – – 3.2 3.2 D .8 3.6 3.6 .2 .2 D D D D D 2.7 2.7 13.7 13.7 1.5 1.5 1.9 – – – .1 D D D D D 25.8 31.6 31.6 8.8 5.5 13.9 4.3 D D D D
3.6 6.3 6.1 .2 .2 .3 .1 28.6 28.6 30.9 – 7.4 7.4 9.0 4.3 10.3 12.4 12.4 D 5.2 14.9 3.7 4.4 .6 5.0 5.0 – – 2.8 2.8 D 7.2 5.1 5.1 7.5 7.5 D D D D D 3.4 3.4 2.0 2.0 7.5 7.5 1.9 .2 .3 – 1.1 D D D D D 23.0 18.5 18.5 36.0 19.8 5.4 79.4 D D D D
1 804 833 1 804 833 1 672 732 132 101 735 735 486 249 839 839 445 394
5 596 5 596 5 014 582 4 4 3 1 938 938 455 483
2 355 218 724 634 724 634 832 712 82 37 D 339 896 155 629
399 343 66 138 66 138 142 177 11 8 D 666 938 609 385
97 797 15 165 15 165 37 42 2 1 D 411 438 599 969
11 518 1 900 1 900 i 4 353 4 688 556 476 3 641 1 491 1 491 420 420 1 730 1 730 i 3 512 682 682 2 772 2 772 b b g c c 757 757 357 357 670 670 44 192 27 11 8 2 191 503 521 982 j j f h h 17 001 12 279 12 279 4 1 2 1 722 178 064 480 f f f f
1 415 985 92 823 92 823 1 163 306 1 163 306 159 856 159 856 D 693 645 88 982 88 982 598 149 598 149 D D D D D 169 505 169 505 51 727 51 727 70 348 70 348 N N Q Q Q Q Q Q Q Q 1 528 751 1 138 150 1 138 150 390 70 172 147 601 717 055 829 D D D D
127 057 43 971 43 971 12 705 12 705 70 381 70 381 D 264 056 45 642 45 642 216 286 216 286 D D D D D 63 630 63 630 15 166 15 166 22 011 22 011 1 635 557 1 106 456 340 116 128 588 117 471 D D D D D 529 429 368 645 368 645 160 37 62 61 784 106 609 069 D D D D
28 283 9 691 9 691 3 311 3 311 15 281 15 281 D 66 117 11 960 11 960 53 750 53 750 D D D D D 15 567 15 567 3 430 3 430 5 050 5 050 423 374 293 130 99 30 419 278 854 424 D D D D D 129 955 88 708 88 708 41 8 15 17 247 503 678 066 D D D D
revenue information obtained from administrative records of other Federal agencies. revenue information which was imputed based on historic data, administrative records data, or on industry averages.
FINANCE AND INSURANCE GEOG. AREA SERIES
U.S. Census Bureau, 1997 Economic Census Jan. 27, 2000
INDIANA
7
Table 2.
Summary Statistics for Metropolitan Areas: 1997
Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1
[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E]
NAICS code
Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000)
Estimated2
BLOOMINGTON, IN MSA
52 522 5221 52211 522110 5222 52229 523 5231 52312 523120 524 5241 5242 52421 524210 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Nondepository credit intermediation Other nondepository credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Insurance carriers & related activities Insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Funds, trusts, & other financial vehicles (part) 163 72 53 41 41 13 11 21 14 14 14 68 14 54 52 52 2 N N N Q Q 22 808 D D 3 150 3 150 3 150 N N D D D D 33 141 23 824 16 349 9 846 9 846 7 135 D D 1 394 1 394 1 394 D 2 979 D D D D 8 193 6 062 4 128 2 638 2 638 1 856 D D 222 222 222 D 769 D D D D 1 367 1 017 689 424 424 311 b b 36 36 36 e 75 c c c b 4.6 .5 – – – 1.0 D D – – – D – D D D D 9.7 13.2 15.6 – – .8 D D 1.9 1.9 1.9 D – D D D D
CHICAGO–GARY–KENOSHA, IL–IN–WI CMSA
52 521 5211 52111 521110 522 5221 52211 522110 52212 522120 52213 522130 5222 52221 522210 52222 522220 52229 522291 522292 522293 522294 522298 5222981 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 52313 523130 52314 523140 5232 52321 523210 5239 52391 523910 52392 523920 52393 523930 52399 523991 Finance & insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Credit card issuing Credit card issuing Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit International trade financing Secondary market financing All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Financial transactions processing, reserve, & clearinghouse act Financial transactions processing, reserve, & clearinghouse act Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Commodity contracts dealing Commodity contracts dealing Commodity contracts brokerage Commodity contracts brokerage Securities & commodity exchanges Securities & commodity exchanges Securities & commodity exchanges Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities See footnotes at end of table. 14 603 1 1 1 1 5 334 2 828 1 723 1 723 692 692 413 413 1 504 145 145 353 353 1 006 281 592 16 11 106 60 1 002 376 376 133 133 493 493 3 091 1 808 430 430 748 748 182 182 448 448 4 4 4 1 279 296 296 529 529 380 380 74 67 N 2 150 000 2 150 000 2 150 000 2 150 000 N N Q Q Q Q 570 364 570 364 12 580 960 D D 5 757 390 5 757 390 D D D 76 387 D D D 2 375 937 D D 1 650 780 1 650 780 D D 12 811 354 8 546 254 3 171 689 3 171 689 3 350 581 3 350 581 447 398 447 398 1 576 586 1 576 586 420 359 420 359 420 359 3 844 741 D D 1 956 891 1 956 891 D D D D 13 750 701 71 377 71 377 71 377 71 377 4 875 218 3 402 558 2 683 719 2 683 719 637 590 637 590 81 249 81 249 1 118 069 D D 447 072 447 072 D D D 13 753 D D D 354 591 D D 89 752 89 752 D D 3 785 653 2 511 662 826 031 826 031 1 161 697 1 161 697 110 316 110 316 413 618 413 618 134 646 134 646 134 646 1 139 345 D D 677 572 677 572 D D D D 3 820 301 18 379 18 379 18 379 18 379 1 359 911 957 061 768 083 768 083 169 722 169 722 19 256 19 256 314 050 D D 141 638 141 638 D D D 3 638 D D D 88 800 D D 24 019 24 019 D D 1 161 470 781 201 317 866 317 866 331 188 331 188 25 031 25 031 107 116 107 116 38 400 38 400 38 400 341 869 D D 227 640 227 640 D D D D 267 643 1 560 1 560 1 560 1 560 119 575 87 262 63 672 63 672 20 344 20 344 3 246 3 246 22 445 g g 7 850 7 850 j g i 258 e f c 9 868 h h 2 099 2 099 h h 42 048 27 084 6 545 6 545 11 466 11 466 1 283 1 283 7 790 7 790 2 564 2 564 2 564 12 400 g g 5 974 5 974 h h g g 1.5 – – – – .9 – – – – – .4 .4 1.7 D D .3 .3 D D D 73.0 D D D 6.5 D D 6.5 6.5 D D 3.6 3.0 1.0 1.0 3.9 3.9 3.0 3.0 5.1 5.1 – – – 5.5 D D 4.4 4.4 D D D D 8.5 – – – – 16.0 21.7 26.2 26.2 8.9 8.9 5.4 5.4 4.0 D D 3.5 3.5 D D D 8.7 D D D 12.2 D D 12.6 12.6 D D 10.6 9.5 12.5 12.5 8.6 8.6 19.4 19.4 2.7 2.7 – – – 14.0 D D 22.2 22.2 D D D D
8
INDIANA
FINANCE AND INSURANCE GEOG. AREA SERIES
U.S. Census Bureau, 1997 Economic Census Jan. 27, 2000
Table 2.
Summary Statistics for Metropolitan Areas: 1997 Con.
Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1
[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E]
NAICS code
Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000)
Estimated2
CHICAGO–GARY–KENOSHA, IL–IN–WI CMSA Con.
52 524 5241 52411 524113 524114 52412 524126 524127 52413 524130 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930 Finance & insurance Con. 6 104 1 596 552 420 132 1 023 913 105 21 21 4 508 4 055 4 055 453 121 224 108 73 73 73 73 N N Q Q Q Q Q Q Q Q 3 474 296 2 687 144 2 687 144 787 152 D 476 034 D 1 722 092 1 722 092 1 722 092 1 722 092 4 616 936 3 343 294 D D D D D D 31 162 31 162 1 273 642 970 943 970 943 302 699 D 155 627 D 401 517 401 517 401 517 401 517 1 211 958 901 039 D D D D D D 8 187 8 187 310 919 236 499 236 499 74 420 D 38 484 D 68 583 68 583 68 583 68 583 98 810 67 217 k j j k k g 533 533 31 593 23 487 23 487 8 106 g 4 200 g 5 650 5 650 5 650 5 650 1.4 .1 D D D D D D – – 16.5 19.4 19.4 6.6 D 5.7 D 5.5 5.5 5.5 5.5 1.5 .5 D D D D D D .1 .1 13.7 15.1 15.1 9.0 D 4.2 D .5 .5 .5 .5
Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) Other investment pools & funds (part) Real Estate Investment Trusts (REITs) Real Estate Investment Trusts (REITs)
Chicago, IL PMSA
52 521 5211 52111 521110 522 5221 52211 522110 52212 522120 52213 522130 5222 52221 522210 52222 522220 52229 522291 522292 522293 522294 522298 5222981 5223 52231 522310 52232 522320 52239 522390 523 5231 52311 523110 52312 523120 52313 523130 52314 523140 5232 52321 523210 Finance & insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Credit card issuing Credit card issuing Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit International trade financing Secondary market financing All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Financial transactions processing, reserve, & clearinghouse act Financial transactions processing, reserve, & clearinghouse act Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Commodity contracts dealing Commodity contracts dealing Commodity contracts brokerage Commodity contracts brokerage Securities & commodity exchanges Securities & commodity exchanges Securities & commodity exchanges See footnotes at end of table. 13 553 1 1 1 1 4 835 2 454 1 503 1 503 628 628 323 323 1 412 145 145 344 344 923 254 553 16 11 89 44 969 358 358 133 133 478 478 3 012 1 756 423 423 708 708 182 182 443 443 4 4 4 N 2 150 000 2 150 000 2 150 000 2 150 000 N N Q Q Q Q 483 175 483 175 D D D D D D 707 932 1 433 905 76 387 D D D D D D 1 650 780 1 650 780 D D 12 729 318 8 483 968 3 165 608 3 165 608 3 295 765 3 295 765 447 398 447 398 1 575 197 1 575 197 420 359 420 359 420 359 13 486 479 71 377 71 377 71 377 71 377 4 722 025 3 276 922 2 610 679 2 610 679 599 397 599 397 66 846 66 846 D D D D D D 80 365 355 055 13 753 D D D D D D 89 752 89 752 D D 3 757 318 2 486 412 823 262 823 262 1 139 621 1 139 621 110 316 110 316 413 213 413 213 134 646 134 646 134 646 3 754 502 18 379 18 379 18 379 18 379 1 321 964 925 669 749 708 749 708 160 151 160 151 15 810 15 810 D D D D D D 24 481 81 026 3 638 D D D D D D 24 019 24 019 D D 1 154 233 774 707 317 160 317 160 325 487 325 487 25 031 25 031 107 029 107 029 38 400 38 400 38 400 257 996 1 560 1 560 1 560 1 560 113 393 82 001 60 411 60 411 19 006 19 006 2 584 2 584 j g g i i j 2 380 8 460 258 e f c i h h 2 099 2 099 h h 41 620 26 761 6 503 6 503 11 197 11 197 1 283 1 283 7 778 7 778 2 564 2 564 2 564 1.5 – – – – .9 – – – – – .3 .3 D D D D D D 1.3 4.5 73.0 D D D D D D 6.5 6.5 D D 3.6 3.0 1.0 1.0 3.9 3.9 3.0 3.0 5.1 5.1 – – – 8.5 – – – – 16.3 22.3 26.8 26.8 9.2 9.2 3.9 3.9 D D D D D D 14.0 11.8 8.7 D D D D D D 12.6 12.6 D D 10.6 9.5 12.5 12.5 8.6 8.6 19.4 19.4 2.7 2.7 – – –
FINANCE AND INSURANCE GEOG. AREA SERIES
U.S. Census Bureau, 1997 Economic Census Jan. 27, 2000
INDIANA
9
Table 2.
Summary Statistics for Metropolitan Areas: 1997 Con.
Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1
[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E]
NAICS code
Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000)
Estimated2
CHICAGO–GARY–KENOSHA, IL–IN–WI CMSA Con. Chicago, IL PMSA
52 523 5239 52391 523910 52392 523920 52393 523930 52399 523991 524 5241 52411 524113 524114 52412 524126 524127 52413 524130 5242 52421 524210 52429 524291 524292 524298 525 5259 52593 525930
Con.
Con.
Finance & insurance
Securities intermediation & related activities Con. Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers Reinsurance carriers Reinsurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) Other investment pools & funds (part) Real Estate Investment Trusts (REITs) Real Estate Investment Trusts (REITs) 1 252 291 291 522 522 367 367 72 65 5 635 1 499 526 399 127 952 857 90 21 21 4 136 3 709 3 709 427 107 215 105 70 70 70 70 3 824 991 799 190 799 190 1 955 914 1 955 914 791 291 791 291 278 596 D N N Q Q Q Q Q Q Q Q 3 360 439 2 592 473 2 592 473 767 107 472 187 966 704 476 786 1 136 260 99 258 99 258 677 376 677 376 250 213 250 213 109 413 D 4 534 912 3 302 829 1 410 566 929 032 481 534 1 861 101 1 766 923 D 31 162 31 162 1 232 083 939 925 939 925 292 54 154 83 158 240 012 906 341 126 24 590 24 590 227 593 227 593 59 880 59 880 29 063 D 1 191 503 890 352 230 122 369 977 506 471 12 295 1 536 1 536 5 957 5 957 3 014 3 014 1 788 g 95 797 65 32 21 10 778 217 875 342 5.5 7.5 7.5 4.4 4.4 7.8 7.8 .6 D 1.3 .1 .1 – .3 .3 – D – – 15.8 18.5 18.5 6.7 11.3 5.7 6.6 5.5 5.5 5.5 5.5 14.1 5.4 5.4 22.2 22.2 3.9 3.9 11.1 D 1.4 .5 .6 – 2.8 .2 .2 D .1 .1 13.5 15.3 15.3 7.6 3.4 3.9 19.4 .5 .5 .5 .5
529 205 495 067 D 8 187 8 187 301 134 229 154 229 154 71 13 38 20 980 151 162 667
33 028 31 238 g 533 533 30 019 22 278 22 278 7 1 4 2 741 162 153 426
1 718 016 1 718 016 1 718 016 1 718 016
400 847 400 847 400 847 400 847
68 423 68 423 68 423 68 423
5 626 5 626 5 626 5 626
Gary, IN PMSA
52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 522291 522292 522298 5222981 5223 52231 522310 523 5231 52312 523120 5239 524 5241 52411 524113 52412 524126 524127 5242 52421 524210 52429 524291 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Funds, trusts, & other financial vehicles (part) See footnotes at end of table. 756 354 264 163 163 46 46 55 55 68 62 19 28 15 14 22 15 15 58 36 26 26 22 342 83 21 18 62 47 15 259 239 239 20 11 2 N N N Q Q Q Q 66 204 66 204 D D 13 182 32 420 D D D 6 827 6 827 D D 40 634 40 634 D N N Q Q Q Q Q 88 873 71 177 71 177 17 696 14 418 D 192 594 112 286 95 976 57 715 57 715 27 769 27 769 10 492 10 492 D D 1 927 7 890 D D D 2 662 2 662 D D 15 763 15 763 D 57 928 24 836 9 038 7 567 15 798 9 651 6 147 33 092 23 325 23 325 9 767 8 383 D 48 285 27 608 23 718 14 596 14 596 6 653 6 653 2 469 2 469 D D 464 1 894 D D D 720 720 D D 4 213 4 213 D 14 846 7 024 2 952 1 972 4 072 2 353 1 719 7 822 5 512 5 512 2 310 1 990 D 7 146 4 714 4 083 2 632 2 632 996 996 455 455 e e 64 318 b b c 101 101 e c 193 193 b 2 067 843 429 290 414 220 194 1 224 893 893 331 283 b 3.1 .5 – – – – – – – D D .8 – D D D – – D D – – D 9.2 .5 .7 .7 .2 .2 – 31.5 38.7 38.7 2.7 2.3 D 4.6 3.6 2.3 1.0 1.0 – – 16.3 16.3 D D 6.2 27.1 D D D 17.2 17.2 D D 4.4 4.4 D 7.0 .2 – – .6 .8 – 24.1 12.6 12.6 70.6 74.4 D
10
INDIANA
FINANCE AND INSURANCE GEOG. AREA SERIES
U.S. Census Bureau, 1997 Economic Census Jan. 27, 2000
Table 2.
Summary Statistics for Metropolitan Areas: 1997 Con.
Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1
[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E]
NAICS code
Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000)
Estimated2
CHICAGO–GARY–KENOSHA, IL–IN–WI CMSA Con. Kankakee, IL PMSA
52 522 5221 52211 522110 52213 522130 5222 52229 523 524 5242 52421 524210 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Securities intermediation & related activities Insurance carriers & related activities Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Funds, trusts, & other financial vehicles (part) 151 77 55 29 29 21 21 15 14 12 61 55 52 52 1 N N N Q Q D D D D D N 9 955 9 342 9 342 D 38 470 16 472 D 9 598 9 598 D D D D D 18 515 3 346 2 979 2 979 D 9 233 4 096 D 2 330 2 330 D D D D D 4 374 816 781 781 D 1 400 624 f 325 325 c c b b b 734 145 138 138 a 3.3 .8 D – – D D D D D 4.6 78.3 79.7 79.7 D .6 .9 D – – D D D D D .3 4.6 4.9 4.9 D
Kenosha, WI PMSA
52 522 5221 52211 522110 52212 522120 52213 522130 523 524 5242 52421 524210 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Securities intermediation & related activities Insurance carriers & related activities Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages 143 68 55 28 28 13 13 14 14 9 66 58 55 55 N N N Q Q Q Q D D 7 058 N 15 029 14 152 14 152 33 158 24 435 D 5 727 5 727 D D D D 3 142 5 581 5 121 4 714 4 714 8 281 6 243 D 1 449 1 449 D D D D 803 1 235 1 147 1 052 1 052 1 101 844 f 304 304 c c c c 45 212 205 178 178 2.7 – D – – D D D D .9 37.4 42.0 44.6 44.6 2.4 1.2 D .4 .4 D D D D 27.3 7.3 8.3 8.6 8.6
CINCINNATI–HAMILTON, OH–KY–IN CMSA
52 521 5211 52111 521110 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 522298 5222981 5223 52231 522310 52239 522390 Finance & insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Other activities related to credit intermediation Other activities related to credit intermediation See footnotes at end of table. 2 877 1 1 1 1 1 339 919 646 646 162 162 111 111 312 64 64 245 72 150 23 20 108 63 63 38 38 N 229 000 229 000 229 000 229 000 N N Q Q Q Q D D D D D D D D D D 1 745 755 D D D D 1 772 725 7 386 7 386 7 386 7 386 647 507 D D D D D D D D D D D D D D D 46 595 D D D D 436 852 1 915 1 915 1 915 1 915 155 038 D D D D D D D D D D D D D D D 10 869 D D D D 45 865 236 236 236 236 20 665 j j j g g f f h g g g f g c b 1 802 e e c c .8 – – – – .2 D D D D D D D D D D D D D D D .2 D D D D 1.1 – – – – 1.0 D D D D D D D D D D D D D D D .2 D D D D
FINANCE AND INSURANCE GEOG. AREA SERIES
U.S. Census Bureau, 1997 Economic Census Jan. 27, 2000
INDIANA
11
Table 2.
Summary Statistics for Metropolitan Areas: 1997 Con.
Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1
[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E]
NAICS code
Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000)
Estimated2
CINCINNATI–HAMILTON, OH–KY–IN CMSA Con.
52 523 5231 52311 523110 52312 523120 5239 52391 523910 52392 523920 52393 523930 524 5241 52411 524113 524114 52412 524126 5242 52421 524210 52429 524291 524292 524298 525 Finance & insurance Con. 277 133 14 14 117 117 144 23 23 70 70 44 44 1 257 318 139 120 19 175 169 939 859 859 80 23 39 18 3 D D D D D D D D D D D D D N N Q Q Q Q Q D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D h g c c g g g b b g g e e j j j i g i i h h h f c f c a D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D D Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part)
Cincinnati, OH–KY–IN PMSA
52 521 5211 52111 521110 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 522298 5222981 5223 52231 522310 52239 522390 523 5231 52311 523110 52312 523120 5239 52391 523910 52392 523920 52393 523930 Finance & insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice See footnotes at end of table. 2 539 1 1 1 1 1 184 800 565 565 146 146 89 89 282 55 55 224 64 140 20 17 102 60 60 35 35 249 118 14 14 102 102 131 22 22 64 64 38 38 N 229 000 229 000 229 000 229 000 N N Q Q Q Q 116 917 116 917 1 361 006 736 434 736 434 D 156 151 140 319 D D 1 743 250 31 676 31 676 13 738 13 738 D D D D 213 403 213 403 D 36 048 36 048 D D D D 1 552 118 7 386 7 386 7 386 7 386 608 885 421 075 348 943 348 943 53 927 53 927 18 205 18 205 142 269 62 723 62 723 D 20 490 46 621 D D 45 541 15 783 15 783 4 752 4 752 D D D D 79 531 79 531 D 6 963 6 963 D D D D 384 318 1 915 1 915 1 915 1 915 145 968 103 193 88 369 88 369 10 504 10 504 4 320 4 320 32 230 13 813 13 813 D 4 796 10 577 D D 10 545 2 721 2 721 768 768 D D D D 19 136 19 136 D 1 349 1 349 D D D D 39 678 236 236 236 236 19 143 13 616 11 283 11 283 1 582 1 582 751 751 3 770 1 414 1 414 g 565 1 236 c b 1 757 444 444 144 144 h g c c 999 999 g 66 66 g g e e .8 – – – – .2 .1 .1 .1 – – – – .5 .3 .3 D .5 2.3 D D .2 5.3 5.3 14.9 14.9 D D D D 1.0 1.0 D 2.7 2.7 D D D D 1.3 – – – – 1.0 .5 .4 .4 .4 .4 2.9 2.9 3.5 2.5 2.5 D 5.3 13.9 D D .2 7.0 7.0 5.0 5.0 D D D D 5.3 5.3 D 32.6 32.6 D D D D
12
INDIANA
FINANCE AND INSURANCE GEOG. AREA SERIES
U.S. Census Bureau, 1997 Economic Census Jan. 27, 2000
Table 2.
Summary Statistics for Metropolitan Areas: 1997 Con.
Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1
[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E]
NAICS code
Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000)
Estimated2
CINCINNATI–HAMILTON, OH–KY–IN CMSA Con. Cincinnati, OH–KY–IN PMSA Con.
52 524 5241 52411 524113 524114 52412 524126 5242 52421 524210 52429 524291 524292 524298 525 Finance & insurance Con. 1 102 290 130 113 17 157 151 812 744 744 68 20 36 12 3 N N Q Q Q Q Q 376 679 308 303 308 303 68 376 D 51 781 D D 730 900 589 019 447 784 D D D D 141 881 113 391 113 391 28 490 D 20 798 D D 188 200 154 909 117 357 D D D D 33 291 26 447 26 447 6 844 D 5 133 D D 17 710 13 700 10 675 i f h h 4 010 3 125 3 125 885 b 653 c a 1.0 – – D D D D 27.3 31.9 31.9 6.7 D 4.3 D D .6 .1 .1 D D D D 15.5 16.4 16.4 11.5 D 12.0 D D Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part)
Hamilton–Middletown, OH PMSA
52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 522292 523 5231 52312 523120 5239 524 5241 52412 524126 5242 52421 524210 52429 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Real estate credit Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Insurance carriers & related activities Insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities 338 155 119 81 81 16 16 22 22 30 21 10 28 15 15 15 13 155 28 18 18 127 115 115 12 N N N Q Q Q Q D D D D D D D D D D N N Q Q D D D D 220 607 38 622 D D D D D D D D D D D D D D D D D D D D D D D 52 534 9 070 D D D D D D D D D D D D D D D D D D D D D D D 6 187 1 522 g f f c c c c c b b b b b b b h h h h e e e b .7 .2 D D D D D D D D D D D D D D D D D D D D D D D .3 1.7 D D D D D D D D D D D D D D D D D D D D D D D
ELKHART–GOSHEN, IN MSA
52 522 5221 52211 522110 52213 522130 5222 52229 5223 523 5231 52312 523120 524 5241 52412 524126 5242 52421 524210 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Insurance carriers & related activities Insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages See footnotes at end of table. 225 106 80 58 58 19 19 16 10 10 20 13 13 13 99 13 11 11 86 84 84 N N N Q Q D D 17 842 6 323 2 769 15 081 9 432 9 432 9 432 N N Q Q D D D 52 458 29 923 27 301 21 000 21 000 D D 1 923 642 699 5 465 3 922 3 922 3 922 17 070 D D D D D D 12 696 7 279 6 663 5 179 5 179 D D 465 173 151 1 292 932 932 932 4 125 D D D D D D 1 910 1 203 1 114 835 835 e e 71 26 18 92 61 61 61 615 e b b e e e 3.8 – – – – D D – – – 5.2 2.0 2.0 2.0 10.4 D D D D D D 2.7 2.7 3.0 – – D D – – 4.0 2.9 .5 .5 .5 2.5 D D D D D D
FINANCE AND INSURANCE GEOG. AREA SERIES
U.S. Census Bureau, 1997 Economic Census Jan. 27, 2000
INDIANA
13
Table 2.
Summary Statistics for Metropolitan Areas: 1997 Con.
Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1
[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E]
NAICS code
Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000)
Estimated2
EVANSVILLE–HENDERSON, IN–KY MSA
52 522 5221 52211 522110 52212 522120 52213 522130 5222 52229 522291 522292 5223 52231 522310 52239 522390 523 5231 52312 523120 5239 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 524291 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Real estate credit Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting 486 233 141 98 98 22 22 21 21 61 56 25 25 31 19 19 12 12 48 26 25 25 22 205 48 19 15 29 29 157 140 140 17 10 N N N Q Q Q Q 37 450 37 450 72 072 D 19 712 39 136 8 576 5 737 5 737 2 839 2 839 57 483 D D D D N N Q Q Q Q 61 614 55 403 55 403 6 211 2 240 145 868 82 619 65 011 53 241 53 241 5 908 5 908 5 862 5 862 13 551 D 2 761 8 641 4 057 2 826 2 826 1 231 1 231 24 194 D D D D 39 055 15 015 10 725 D 4 290 4 290 24 040 20 870 20 870 3 170 919 36 463 21 030 16 978 14 239 14 239 1 323 1 323 1 416 1 416 3 170 D 668 2 075 882 658 658 224 224 5 883 D D D D 9 550 3 650 2 631 D 1 019 1 019 5 900 5 113 5 113 787 243 4 893 3 347 2 582 2 100 2 100 238 238 244 244 540 f 115 347 225 180 180 45 45 424 c c c c 1 122 375 284 c 91 91 747 644 644 103 42 2.1 .1 – – – – – – – .7 D – 1.3 – – – – – 2.7 D D D D 6.8 – – D – – 30.7 33.0 33.0 10.1 19.0 6.6 6.6 3.7 – – 26.3 26.3 7.3 7.3 29.0 D 25.4 20.5 8.3 9.4 9.4 6.1 6.1 4.0 D D D D 7.1 – – D – – 32.1 34.3 34.3 12.5 –
FORT WAYNE, IN MSA
52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 522298 5223 52231 522310 52239 522390 523 5231 52312 523120 5239 52392 523920 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Portfolio management Portfolio management Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities See footnotes at end of table. 809 357 237 145 145 30 30 62 62 83 12 12 71 24 37 10 37 23 23 14 14 70 47 43 43 23 13 13 380 73 24 21 47 43 307 287 287 20 N N N Q Q Q Q 84 559 84 559 65 872 17 523 17 523 48 13 30 4 349 116 994 239 467 641 162 657 92 933 70 503 70 503 7 871 7 871 14 559 14 559 10 990 1 221 1 221 9 769 2 420 6 355 994 58 734 D D D D D 24 605 23 248 23 248 D D D 253 029 210 175 62 357 D D D 42 854 34 328 34 328 8 526 128 717 38 651 23 472 17 987 17 987 1 856 1 856 3 629 3 629 2 431 318 318 2 113 570 1 319 224 12 748 D D D D D 5 905 5 593 5 593 D D D 74 237 64 022 20 574 D D D 10 215 7 898 7 898 2 317 12 436 5 564 3 823 2 728 2 728 354 354 741 741 396 41 41 355 89 219 47 1 345 c c g g f 360 340 340 e e e 6 132 4 699 1 322 g f f 1 433 1 239 1 239 194 .6 .2 – – – – – – – .9 – – 1.2 .1 1.8 – 1.0 D D D D D – – – D D D .6 – .1 D D D 29.3 31.1 31.1 20.5 .7 3.3 3.4 – – 21.4 21.4 3.5 3.5 8.1 .5 .5 10.9 14.7 10.8 – .5 D D D D D 11.2 9.8 9.8 D D D .2 .1 .1 D D D 8.8 10.3 10.3 1.4
121 658 D D D D D 102 519 99 440 99 440 D D D N N Q Q Q Q 131 013 108 109 108 109 22 904
14
INDIANA
FINANCE AND INSURANCE GEOG. AREA SERIES
U.S. Census Bureau, 1997 Economic Census Jan. 27, 2000
Table 2.
Summary Statistics for Metropolitan Areas: 1997 Con.
Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1
[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E]
NAICS code
Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000)
Estimated2
FORT WAYNE, IN MSA Con.
52 525 Finance & insurance Con. 2 D D D b D D
Funds, trusts, & other financial vehicles (part)
INDIANAPOLIS, IN MSA
52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 522298 5222981 5223 52231 522310 52239 522390 523 5231 52311 523110 52312 523120 5239 52391 523910 52392 523920 52393 523930 52399 523991 524 5241 52411 524113 524114 52412 524126 524127 5242 52421 524210 52429 524291 524292 524298 525
Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Investment banking & securities dealing Investment banking & securities dealing Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice All other financial investment activities Trust, fiduciary, & custody activities Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Direct title insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part) See footnotes at end of table.
2 899 1 232 675 532 532 51 51 92 92 381 76 76 304 82 180 39 36 176 108 108 63 63 278 146 31 31 108 108 132 19 19 58 58 42 42 13 13 1 382 384 148 125 23 232 203 29 998 863 863 135 35 71 29 7
N N N Q Q Q Q 216 718 216 718 1 581 770 512 792 512 792 D 895 204 685 383
1 909 693 764 081 414 492 335 961 335 961 48 460 48 460 30 071 30 071 299 458 48 152 48 152 D 893 560 861 425
484 858 194 591 109 901 90 208 90 208 12 588 12 588 7 105 7 105 72 971 10 773 10 773 D 29 082 31 627 1 305 856 11 719 6 383 6 383 D D D 36 569 10 848 10 848 25 468 25 468 D D D 3 446 3 446 1 861 1 861 2 580 2 580 235 993 166 74 57 16 934 280 385 895 D D D 69 059 41 425 41 425 27 5 9 12 634 392 732 510 D
48 451 22 025 12 566 10 036 10 036 1 476 1 476 1 054 1 054 7 889 1 275 1 275 i 3 282 3 100 211 163 1 570 874 874 e e h 1 759 611 611 1 117 1 117 f b b 254 254 185 185 415 415 23 128 15 6 4 1 490 250 775 475 i i e 7 638 4 705 4 705 2 933 734 1 142 1 057 f
.9 .3 – – – – – .2 .2 .9 .2 .2 D .2 .7 15.4 11.8 .7 11.8 11.8 D D D .6 2.1 2.1 .1 .1 D D D 5.5 5.5 22.3 22.3 1.6 1.6 1.1 – – – – D D D 15.6 19.9 19.9 6.7 3.4 15.2 1.1 D
3.1 3.6 1.5 .2 .2 7.5 7.5 7.1 7.1 11.2 15.1 15.1 D 5.5 15.5 .1 .5 .2 2.4 2.4 D D D 3.8 1.8 1.8 4.4 4.4 D D D 13.5 13.5 2.7 2.7 7.4 7.4 2.7 .4 .4 – 1.8 D D D 31.6 27.1 27.1 40.8 5.0 4.9 83.8 D
564 443 57 15
112 131 5 3
1 237 425 59 431 59 431 D D D 369 196 78 001 78 001 288 531 288 531 D D D 40 883 40 883 24 807 24 807 44 442 44 442 N N Q Q Q Q Q Q 771 568 517 897 517 897 253 44 93 115 671 919 289 463 D
50 131 28 980 28 980 D D D 144 472 41 124 41 124 102 293 102 293 D D D 16 926 16 926 9 369 9 369 12 072 12 072 925 810 644 256 191 64 442 783 971 812 D D D 281 368 172 582 172 582 108 24 39 45 786 327 318 141 D
FINANCE AND INSURANCE GEOG. AREA SERIES
U.S. Census Bureau, 1997 Economic Census Jan. 27, 2000
INDIANA
15
Table 2.
Summary Statistics for Metropolitan Areas: 1997 Con.
Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1
[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E]
NAICS code
Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000)
Estimated2
KOKOMO, IN MSA
52 522 5221 52211 522110 52213 522130 5222 52229 523 5231 52312 523120 524 5241 5242 52421 524210 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Insurance carriers & related activities Insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Funds, trusts, & other financial vehicles (part) 175 82 54 38 38 11 11 20 17 20 18 17 17 72 14 58 55 55 1 N N N Q Q 21 131 21 131 D D D D D D N N 20 271 19 795 19 795 D 43 294 19 564 16 441 11 696 11 696 4 022 4 022 D D D D D D 19 515 12 988 6 527 6 327 6 327 D 10 138 4 687 4 073 2 914 2 914 980 980 D D D D D D 4 463 2 766 1 697 1 662 1 662 D 1 466 852 733 557 557 132 132 b b b b b b 518 275 243 237 237 b 3.1 – – – – – – D D D D D D 5.4 – 44.8 45.5 45.5 D 2.4 3.5 1.0 .4 .4 3.3 3.3 D D D D D D .8 – 6.9 7.1 7.1 D
LAFAYETTE, IN MSA
52 522 5221 52211 522110 52213 522130 5222 52229 522292 523 5231 52312 523120 524 5241 5242 52421 524210 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Real estate credit Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Insurance carriers & related activities Insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Funds, trusts, & other financial vehicles (part) 242 118 87 65 65 13 13 25 22 11 20 15 12 12 103 15 88 81 81 1 N N N Q Q 33 365 33 365 25 088 D 16 990 D D 11 653 11 653 N N D D D D 126 356 37 019 32 609 26 093 26 093 3 655 3 655 4 074 D 2 739 D D 5 182 5 182 83 352 D D D D D 29 448 8 430 7 438 5 880 5 880 872 872 915 D 628 D D 1 342 1 342 19 489 D D D D D 3 892 1 626 1 455 1 168 1 168 c c 157 c 83 b b 66 66 g g e e e b 1.3 .3 – – – – – 3.6 D 1.9 D D – – 1.5 D D D D D 5.4 23.2 24.7 .2 .2 25.3 25.3 6.9 D 2.4 D D 15.4 15.4 .2 D D D D D
LOUISVILLE, KY–IN MSA
52 521 5211 52111 521110 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 522298 5222981 5223 52231 522310 52232 522320 52239 522390 Finance & insurance Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Monetary authorities central bank Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Financial transactions processing, reserve, & clearinghouse act Financial transactions processing, reserve, & clearinghouse act Other activities related to credit intermediation Other activities related to credit intermediation See footnotes at end of table. 1 767 1 1 1 1 757 460 352 352 41 41 67 67 218 39 39 179 57 82 39 34 79 38 38 15 15 26 26 N 101 857 101 857 101 857 101 857 N N Q Q Q Q 65 672 65 672 512 722 155 454 155 454 357 268 75 312 217 186 D D 1 252 841 16 501 16 501 1 224 927 1 224 927 11 413 11 413 990 617 4 365 4 365 4 365 4 365 428 414 264 020 231 706 231 706 20 597 20 597 11 717 11 717 77 084 13 215 13 215 63 869 9 095 47 644 D D 87 310 7 932 7 932 75 737 75 737 3 641 3 641 250 970 1 087 1 087 1 087 1 087 117 116 75 670 68 072 68 072 4 825 4 825 2 773 2 773 19 380 3 273 3 273 16 107 2 074 12 006 D D 22 066 1 539 1 539 19 640 19 640 887 887 29 270 143 143 143 143 14 786 7 939 6 818 6 818 596 596 525 525 2 494 360 360 2 134 322 1 554 e c 4 353 265 265 h h 130 130 1.3 – – – – .3 .1 .1 .1 – – – – 1.3 1.0 1.0 1.5 – .8 D D .2 4.8 4.8 .1 .1 3.3 3.3 2.2 – – – – 3.7 .5 .2 .2 .8 .8 6.7 6.7 19.8 4.2 4.2 26.7 7.3 35.4 D D 2.4 .7 .7 1.9 1.9 63.1 63.1
16
INDIANA
FINANCE AND INSURANCE GEOG. AREA SERIES
U.S. Census Bureau, 1997 Economic Census Jan. 27, 2000
Table 2.
Summary Statistics for Metropolitan Areas: 1997 Con.
Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1
[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E]
NAICS code
Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000)
Estimated2
LOUISVILLE, KY–IN MSA Con.
52 523 5231 52312 523120 5239 52391 523910 52392 523920 52393 523930 524 5241 52411 524113 524114 52412 524126 5242 52421 524210 52429 524291 524292 524298 525 Finance & insurance Con. 163 92 82 82 71 20 20 36 36 13 13 844 247 108 63 45 137 131 597 516 516 81 26 34 21 2 D 155 248 D D D D D 59 019 59 019 13 105 13 105 N N Q Q Q Q Q 454 702 283 438 283 438 171 62 94 14 264 675 321 268 D D 87 424 D D D D D 18 161 18 161 1 593 1 593 447 784 283 861 209 420 D D D D 163 923 96 267 96 267 67 25 34 7 656 967 427 262 D D 18 701 D D D D D 6 194 6 194 300 300 106 919 66 669 48 425 D D D D 40 250 24 254 24 254 15 6 7 1 996 823 303 870 D g 1 152 g g e b b 211 211 50 50 12 797 8 154 6 176 g h g g 4 643 2 562 2 562 2 081 763 991 327 b D .9 D D D D D .9 .9 12.3 12.3 2.1 – – D D D D 21.4 32.9 32.9 2.3 2.9 1.8 2.7 D D 6.0 D D D D D 2.0 2.0 2.9 2.9 1.0 .4 – D D D D 6.5 7.1 7.1 5.6 1.5 5.1 27.2 D Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Miscellaneous intermediation Miscellaneous intermediation Portfolio management Portfolio management Investment advice Investment advice Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Direct health & medical insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Third party administration of insurance & pension funds All other insurance related activities Funds, trusts, & other financial vehicles (part)
MUNCIE, IN MSA
52 522 5221 52211 522110 52213 522130 5222 52229 5223 523 524 5241 5242 52421 524210 525 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Credit unions Credit unions Nondepository credit intermediation Other nondepository credit intermediation Activities related to credit intermediation Securities intermediation & related activities Insurance carriers & related activities Insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Funds, trusts, & other financial vehicles (part) 177 93 62 41 41 14 14 21 17 10 15 68 12 56 53 53 1 N N N Q Q D D 30 948 16 970 5 073 D N N 12 827 12 614 12 614 D 43 363 30 022 25 433 19 272 19 272 D D 2 931 2 172 1 658 D 8 909 4 077 4 832 4 731 4 731 D 10 690 7 319 6 254 4 594 4 594 D D 698 506 367 D 2 177 1 061 1 116 1 088 1 088 D 1 507 1 056 900 648 648 c c 93 65 63 b 337 131 206 202 202 b 1.9 – – – – D D – – – D 6.3 – 39.7 39.3 39.3 D 2.4 2.0 .2 – – D D 7.3 13.2 30.9 D .4 – 2.5 2.5 2.5 D
SOUTH BEND, IN MSA
52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 5223 52231 522310 523 5231 52312 523120 5239 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities See footnotes at end of table. 424 180 110 72 72 12 12 26 26 50 10 10 40 11 23 20 12 12 29 16 15 15 13 N N N Q Q Q Q 81 313 81 313 282 684 D D D D D 5 869 2 886 2 886 D D 34 388 34 388 D 166 309 84 255 56 847 40 261 40 261 4 402 4 402 12 184 12 184 25 307 D D D D D 2 101 1 454 1 454 D D 15 427 15 427 D 40 579 20 946 13 131 9 174 9 174 1 031 1 031 2 926 2 926 7 429 D D D D D 386 279 279 D D 3 792 3 792 D 5 174 2 832 1 980 1 344 1 344 145 145 491 491 774 b b f e e 78 52 52 c c 185 185 b 1.7 .4 .3 – – – – 1.5 1.5 .4 D D D D D .7 1.4 1.4 D D 1.2 1.2 D 2.5 3.5 1.8 – – 16.2 16.2 1.1 1.1 5.9 D D D D D – – – D D 5.2 5.2 D
FINANCE AND INSURANCE GEOG. AREA SERIES
U.S. Census Bureau, 1997 Economic Census Jan. 27, 2000
INDIANA
17
Table 2.
Summary Statistics for Metropolitan Areas: 1997 Con.
Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1
[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E]
NAICS code
Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000)
Estimated2
SOUTH BEND, IN MSA Con.
52 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 524291 525 Finance & insurance Con. 212 56 22 18 33 31 156 139 139 17 10 3 N N Q Q Q Q 88 015 70 299 70 299 17 716 4 312 D 64 274 44 374 22 406 D D D 19 900 14 842 14 842 5 058 1 404 D 15 227 10 458 5 345 D D D 4 769 3 407 3 407 1 362 363 D 2 016 1 340 574 e f f 676 527 527 149 47 b 3.5 – – D D D 22.1 25.7 25.7 7.4 27.9 D 1.0 – – D D D 6.3 5.6 5.6 9.2 11.0 D
Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Claims adjusting Funds, trusts, & other financial vehicles (part)
TERRE HAUTE, IN MSA
52 522 5221 52211 522110 5222 52229 522291 523 524 5241 52412 524126 5242 52421 524210 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Nondepository credit intermediation Other nondepository credit intermediation Consumer lending Securities intermediation & related activities Insurance carriers & related activities Insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages 186 86 64 48 48 20 17 11 13 87 15 11 11 72 69 69 N N N Q Q D 9 396 5 014 9 279 N N Q Q 18 846 18 548 18 548 43 006 28 782 26 463 D D D 1 198 674 4 377 9 847 2 207 535 535 7 640 7 567 7 567 11 971 7 193 6 714 D D D 252 146 1 236 3 542 564 135 135 2 978 2 963 2 963 1 681 1 253 1 173 g g b 49 28 70 358 95 a a 263 257 257 1.9 – – D D D .3 .1 .4 16.5 – – – 45.3 44.9 44.9 39.6 45.5 48.5 D D D 3.6 6.7 .4 1.1 – – – 2.9 3.0 3.0
AREA OUTSIDE INDIANA METROPOLITAN AREAS
52 522 5221 52211 522110 52212 522120 52213 522130 5222 52222 522220 52229 522291 522292 522298 5222981 5223 52231 522310 52239 522390 523 5231 52312 523120 5239 52392 523920 52393 523930 Finance & insurance Credit intermediation & related activities Depository credit intermediation Commercial banking Commercial banking Savings institutions Savings institutions Credit unions Credit unions Nondepository credit intermediation Sales financing Sales financing Other nondepository credit intermediation Consumer lending Real estate credit All other nondepository credit intermediation Pawn shops Activities related to credit intermediation Mortgage & nonmortgage loan brokers Mortgage & nonmortgage loan brokers Other activities related to credit intermediation Other activities related to credit intermediation Securities intermediation & related activities Securities & commodity contracts intermediation & brokerage Securities brokerage Securities brokerage Other financial investment activities Portfolio management Portfolio management Investment advice Investment advice See footnotes at end of table. 2 114 1 084 879 645 645 111 111 123 123 167 12 12 155 78 59 18 15 38 13 13 24 24 159 109 101 101 50 21 21 12 12 124 38 81 5 N N N Q Q Q Q D D D D D 501 075 303 123 D D D D D D D 56 361 54 313 54 313 D 24 765 24 765 D D 14 5 7 1 458 327 D D 195 019 195 019 44 536 44 536 D D D D D 850 845 902 103 D D D D D D D 22 872 22 468 22 468 D 17 325 17 325 D D 112 169 D D 48 714 48 714 11 011 11 011 D D D D D 3 490 1 396 1 868 226 D D D D D D D 5 617 5 592 5 592 D 1 812 1 812 D D 16 699 j j 7 765 7 765 1 628 1 628 f f f b b 563 247 234 82 b b b b b b f 406 397 397 c 95 95 b b 2.7 D D – – .1 .1 D D D D D .3 .7 – .7 D D D D D D D .8 .3 .3 D .2 .2 D D 6.5 D D .3 .3 31.8 31.8 D D D D D 7.2 4.4 7.2 27.5 D D D D D D D 20.9 21.5 21.5 D .1 .1 D D
18
INDIANA
FINANCE AND INSURANCE GEOG. AREA SERIES
U.S. Census Bureau, 1997 Economic Census Jan. 27, 2000
Table 2.
Summary Statistics for Metropolitan Areas: 1997 Con.
Paid employees for pay period including March 12 (number) Percent of revenue From adminis trative records1
[Includes only establishments of companies with payroll. For meaning of abbreviations and symbols, see introductory text. For explanation of terms, see Appendix A. For definitions of metropolitan areas (CMSAs, MSAs, and PMSAs), see Appendix E]
NAICS code
Geographic area and kind of business Establish ments (number) Revenue ($1,000) Annual payroll ($1,000) First quarter payroll ($1,000)
Estimated2
AREA OUTSIDE INDIANA METROPOLITAN AREAS Con.
52 524 5241 52411 524113 52412 524126 5242 52421 524210 52429 524292 525 Finance & insurance Con. 869 100 43 39 57 54 769 748 748 21 13 2 N N Q Q Q Q D D D D D D D D 50 229 D D D D D D D D D D D 13 758 D D D D D D D D D i g 1 409 f c c h h h f f a D D – D D D D D D D D D D D – D D D D D D D D D
Insurance carriers & related activities Insurance carriers Direct life, health, & medical insurance carriers Direct life insurance carriers Other direct insurance carriers Direct property & casualty insurance carriers Agencies, brokerages, & other insurance related activities Insurance agencies & brokerages Insurance agencies & brokerages Other insurance related activities Third party administration of insurance & pension funds Funds, trusts, & other financial vehicles (part)
1Includes 2Includes
revenue information obtained from administrative records of other Federal agencies. revenue information which was imputed based on historic data, administrative records data, or on industry averages.
FINANCE AND INSURANCE GEOG. AREA SERIES
U.S. Census Bureau, 1997 Economic Census Jan. 27, 2000
INDIANA
19
Appendix A. Explanation of Terms
ANNUAL PAYROLL Payroll includes all forms of compensation, such as salaries, wages, commissions, dismissal pay, bonuses, vacation allowances, sick-leave pay, and employee contributions to qualified pension plans paid during the year to all employees. Payroll does not include commissions paid to independent (nonemployee) agents, such as insurance agents. For corporations, payroll includes amounts paid to officers and executives; for unincorporated businesses, it does not include profit or other compensation of proprietors or partners. Payroll is reported before deductions for social security, income tax, insurance, union dues, etc. This definition of payroll is the same as that used by the Internal Revenue Service (IRS) on form 941. FIRST QUARTER PAYROLL ($1,000) Represents payroll paid to persons employed at any time during the quarter January to March 1997. NUMBER OF EMPLOYEES Paid employees consist of the full-time and part-time employees who were on the payroll during the pay period including March 12 , including salaried officers and executives of corporations. Included are employees on paid sick leave, paid holidays, and paid vacations; not included are proprietors and partners of unincorporated businesses. Excluded are independent (nonemployee) agents. The definition of paid employees is the same as that used on IRS form 941. NUMBER OF ESTABLISHMENTS An establishment is generally a single physical location at which business is conducted. It is not necessarily identical with a company or enterprise, which may consist of one establishment or more. Economic census figures represent a summary of reports for individual establishments rather than companies. For cases where a census report was received, separate information was obtained for each location where business was conducted. When administrative records of other Federal agencies were used instead of a census report, no information was available on the number of locations operated. The count of establishments represents those in business at any time during 1997. When two or more activities were carried on at a single location under a single ownership, all activities generally were grouped together as a single establishment. The entire establishment was classified on the basis of its major activity and all data for it were included in that classification. However, when distinct and separate economic activities (for which different industry classification codes were appropriate) were conducted at a single location under a single ownership, separate establishment reports for each of the different activities were obtained in the census. REVENUE Includes revenue from all business activities whether or not payment was received in the census year, including commissions and fees from all sources, rents, net investment income, interest, dividends, royalties, and net insurance premiums earned. Revenue from leasing property marketed under operating leases is included, as well as interest earned from property marketed under capital, finance, or full payout leases. Revenue also includes the total value of service contracts and amounts received for work subcontracted to others. Revenue does not include sales and other taxes collected from customers and remitted directly by the firm to a local, state, or Federal tax agency. SALES, RECEIPTS, OR REVENUE ESTIMATED (PERCENT) Percent of total sales/receipts/revenue that was imputed based on historic company ratios or administrative records, or on industry averages. SALES, RECEIPTS, OR REVENUE FROM ADMINISTRATIVE RECORDS (PERCENT) Percent of total sales/receipts/revenue obtained from administrative records of other Federal agencies.
FINANCE AND INSURANCE
U.S. Census Bureau, 1997 Economic Census
APPENDIX A
A–1
Appendix B. NAICS Codes, Titles, and Descriptions
52 FINANCE AND INSURANCE The Finance and Insurance sector comprises establishments primarily engaged in financial transactions (transactions involving the creation, liquidation, or change in ownership of financial assets) and/or in facilitating financial transactions. Three principal types of activities are identified: Raising funds by taking deposits and/or issuing securities and, in the process, incurring liabilities. Establishments engaged in this activity use raised funds to acquire financial assets by making loans and/or purchasing securities. Putting themselves at risk, they channel funds from lenders to borrowers and transform or repackage the funds with respect to maturity, scale and risk. This activity is known as financial intermediation. Pooling of risk by underwriting insurance and annuities. Establishments engaged in this activity collect fees, insurance premiums, or annuity considerations; build up reserves; invest those reserves; and make contractual payments. Fees are based on the expected incidence of the insured risk and the expected return on investment. Providing specialized services facilitating or supporting financial intermediation, insurance, and employee benefit programs. In addition, monetary authorities charged with monetary control are included in this sector. The subsectors, industry groups, and industries within the NAICS Finance and Insurance sector are defined on the basis of their unique production processes. As with all industries, the production processes are distinguished by their use of specialized human resources and specialized physical capital. In addition, the way in which these establishments acquire and allocate financial capital, their source of funds, and the use of those funds provides a third basis for distinguishing characteristics of the production process. For instance, the production process in raising funds through deposit-taking is different from the process of raising funds in bond or money markets. The process of making loans to individuals also requires different production processes than does the creation of investment pools or the underwriting of securities. Most of the Finance and Insurance subsectors contain one or more industry groups of (1) intermediaries with similar patterns of raising and using funds and (2) establishments engaged in activities that facilitate, or are otherwise related to, that type of financial or insurance intermediation. FINANCE AND INSURANCE
U.S. Census Bureau, 1997 Economic Census
Industries within this sector are defined in terms of activities for which a production process can be specified, and many of these activities are not exclusive to a particular type of financial institution. To deal with the varied activities taking place within existing financial institutions, the approach is to split these institutions into components performing specialized services. This requires defining the units engaged in providing those services and developing procedures that allow for their delineation. These units are the equivalents for finance and insurance of the establishments defined for other industries. The output of many financial services, as well as the inputs and the processes by which they are combined, cannot be observed at a single location and can only be defined at a higher level of the organizational structure of the enterprise. Additionally, a number of independent activities that represent separate and distinct production processes may take place at a single location belonging to a multilocation financial firm. Activities are more likely to be homogeneous with respect to production characteristics than are locations, at least in financial services. The classification defines activities broadly enough that it can be used both by those classifying by location and by those employing a more top-down approach to the delineation of the establishment. Establishments engaged in activities that facilitate, or are otherwise related to, the various types of intermediation have been included in individual subsectors, rather than in a separate subsector dedicated to services alone because these services are performed by intermediaries as well as by specialist establishments and the extent to which the activity of the intermediaries can be separately identified is not clear. The Finance and Insurance sector has been defined to encompass establishments primarily engaged in financial transactions; that is, transactions involving the creation, liquidation, or change in ownership of financial assets or in facilitating financial transactions. Financial industries are extensive users of electronic means for facilitating the verification of financial balances, authorizing transactions, transferring funds to and from transactors’ accounts, notifying banks (or credit card issuers) of the individual transactions, and providing daily summaries. Since these transaction processing activities are integral to the production of finance and insurance services, establishments that principally provide a financial transaction processing service are classified to this sector, rather than to the data processing industry in the Information sector. APPENDIX B B–1
Legal entities that hold portfolios of assets on behalf of others are significant and data on them are required for a variety of purposes. Thus for NAICS, these funds, trusts, and other financial vehicles are the fifth subsector of the Finance and Insurance sector. These entities earn interest, dividends, and other property income, but have little or no employment and no revenue from the sale of services. Separate establishments and employees devoted to the management of funds are classified in Industry Group 5239, Other Financial Investment Activities. 521 Monetary Authorities-Central Bank The Monetary Authorities-Central Bank subsector groups establishments that engage in performing central banking functions, such as issuing currency, managing the Nation’s money supply and international reserves, holding deposits that represent the reserves of other banks and other central banks, and acting as fiscal agent for the central government. 5211 Monetary Authorities-Central Bank This NAICS industry group includes establishments classified in the following NAICS industry(ies): 52111, Monetary Authorities-Central Bank 52111 Monetary Authorities-Central Bank This industry comprises establishments primarily engaged in performing central banking functions, such as issuing currency, managing the Nation’s money supply and international reserves, holding deposits that represent the reserves of other banks and other central banks, and acting as fiscal agent for the central government. 521110 Monetary Authorities-Central Bank This industry comprises establishments primarily engaged in performing central banking functions, such as issuing currency, managing the Nation’s money supply and international reserves, holding deposits that represent the reserves of other banks and other central banks, and acting as fiscal agent for the central government. The data published with NAICS code 521110 include these parts of the following SIC industries: 6011 Monetary authorities - central bank 522 Credit Intermediation and Related Activities Industries in the Credit Intermediation and Related Activities subsector group establishments that (1) lend funds raised from depositors; (2) lend funds raised from credit market borrowing; or (3) facilitate the lending of funds or issuance of credit by engaging in such activities as mortgage and loan brokerage, clearinghouse and reserve services, and check cashing services. B–2 APPENDIX B
5221 Depository Credit Intermediation This industry group comprises establishments primarily engaged in accepting deposits (or share deposits) and in lending funds from these deposits. Within this group, industries are defined on the basis of differences in the types of deposit liabilities assumed and in the nature of the credit extended. 52211 Commercial Banking This industry comprises establishments primarily engaged in accepting demand and other deposits and making commercial, industrial, and consumer loans. Commercial banks and branches of foreign banks are included in this industry. 522110 Commercial Banking This industry comprises establishments primarily engaged in accepting demand and other deposits and making commercial, industrial, and consumer loans. Commercial banks and branches of foreign banks are included in this industry. The data published with NAICS code 522110 include these parts of the following SIC industries: 6021 (pt) National commercial banks (banking) 6022 (pt) State commercial banks (banking) 6029 Other commercial banks
6081 (pt) Branches of foreign banks 6099 (pt) Representative offices of foreign banks 5221101 National Commercial Banks (Banking) Establishments primarily engaged in accepting deposits and granting withdrawals; making commercial, institutional, and consumer loans; and providing other customer financial transactions. These depository institutions are chartered by the Federal Government. 5221102 State Commercial Banks (Banking) Establishments primarily engaged in accepting deposits and granting withdrawals, making commercial, institutional, and consumer loans; and providing customer financial transactions. These depository institutions are chartered by one of the states, the District of Columbia, or territories. 5221103 Other Commercial Banks Establishments primarily engaged in accepting deposits and granting withdrawals, and providing other customer financial transactions. These depository institutions are not chartered by the Federal Government, any of the states, the District of Columbia or territories. FINANCE AND INSURANCE
U.S. Census Bureau, 1997 Economic Census
5221104 Branches of Foreign Banks Establishments of foreign banks operating as branches that specialize in commercial loans. They typically fund themselves via large denomination interbank deposits, rather than through smaller denomination retail deposits. 5221109 Representative Offices of Foreign Banks Establishments primarily engaged in representing foreign banks. These establishments generally have no revenue. 52212 Savings Institutions This industry comprises establishments primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high-grade securities. Savings and loan associations and savings banks are included in this industry. 522120 Savings Institutions This industry comprises establishments primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high-grade securities. Savings and loan associations and savings banks are included in this industry. The data published with NAICS code 522120 include these parts of the following SIC Industries: 6035 Savings institutions (federally chartered) 6036 Savings institutions (not federally chartered) 6141 Remedial loan societies and mutual benefit associations (deposit) 5221201 Savings Institutions, Federally Chartered Establishments, operating under Federal charter, primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high grade securities. 5221203 Savings Institutions, Not Federally Chartered Establishments, not operating under Federal charter, primarily engaged in accepting time deposits, making mortgage and real estate loans, and investing in high grade securities. 5221209 Remedial Loan Societies and Mutual Benefit Associations (Depository) Establishments (other than credit unions, savings and loan associations and savings banks) primarily engaged in accepting deposits, granting withdrawals, and serving the savings and credit needs of its members. FINANCE AND INSURANCE
U.S. Census Bureau, 1997 Economic Census
52213 Credit Unions This industry comprises establishments primarily engaged in accepting members’ share deposits in cooperatives that are organized to offer consumer loans to their members. 522130 Credit Unions This industry comprises establishments primarily engaged in accepting members’ share deposits in cooperatives that are organized to offer consumer loans to their members. The data published with NAICS code 522130 include these parts of the following SIC industries: 6061 Credit unions (federally chartered) 6062 Credit unions (not federally chartered) 5221301 Credit Unions, Federally Chartered Establishments chartered by the Federal Government as ‘‘cooperatives’’, primarily engaged in selling shares, granting withdrawals, making loans, and providing other financial transactions for their members. 5221309 Credit Unions, Not Federally Chartered Establishments chartered by other than the Federal Government as ‘‘cooperatives’’, primarily engaged in selling shares, granting withdrawals, making loans, and providing other financial transactions for their members. 52219 Other Depository Credit Intermediation This industry comprises establishments primarily engaged in accepting deposits and lending funds (except commercial banking, savings institutions, and credit unions). Establishments known as industrial banks or Morris Plans and primarily engaged in accepting deposits, and private banks (i.e., unincorporated banks) are included in this industry. 522190 Other Depository Credit Intermediation This industry comprises establishments primarily engaged in accepting deposits and lending funds (except commercial banking, savings institutions, and credit unions). Establishments known as industrial banks or Morris Plans and primarily engaged in accepting deposits, and private banks (i.e., unincorporated banks) are included in this industry. The data published with NAICS code 522190 include these parts of the following SIC industries: 6022 (pt) Other depository credit intermediation 5222 Nondepository Credit Intermediation This industry group comprises establishments, both public (government-sponsored enterprises) and private, primarily engaged in extending credit or lending funds APPENDIX B B–3
raised by credit market borrowing, such as issuing commercial paper or other debt instruments or by borrowing from other financial intermediaries. Within this group, industries are defined on the basis of the type of credit being extended. 52221 Credit Card Issuing This industry comprises establishments primarily engaged in providing credit by issuing credit cards. Credit card issuance provides the funds required to purchase goods and services in return for payment of the full balance or payments on an installment basis. Credit card banks are included in this industry. 522210 Credit Card Issuing This industry comprises establishments primarily engaged in providing credit by issuing credit cards. Credit card issuance provides the funds required to purchase goods and services in return for payment of the full balance or payments on an installment basis. Credit card banks are included in this industry. The data published with NAICS code 522210 include these parts of the following SIC industries: 6021 (pt) National commercial banks (credit card issuing) 6022 (pt) State commercial banks (credit card issuing) 6141 (pt) Credit card issuing by personal credit institutions 6153 (pt) Other short-term business credit institutions 5222101 National Commercial Banks (Credit Card Issuing) Establishments of banks chartered by the Federal Government, primarily engaged in issuing credit cards or charge cards to consumers and businesses for purchasing goods and services on an installment basis. 5222102 State Commercial Banks (Credit Card Issuing) Establishments of banks chartered by one of the states, the District of Columbia, or territories, primarily engaged in issuing credit cards or charge cards to consumers and businesses for purchasing goods and services on an installment basis. 5222103 Credit Card Issuing by Personal Credit Institutions Establishments of personal credit institutions (other than banks) primarily engaged in issuing credit cards or charge cards to individuals or consumers for purchasing goods and services on an installment basis. B–4 APPENDIX B
5222109 Credit Card Issuing by Business Credit Institutions, Not Elsewhere Classified Establishments of short-term business credit institutions, not elsewhere classified, primarily engaged in providing credit (including credit cards) to businesses and other organizations for relatively short periods. 52222 Sales Financing This industry comprises establishments primarily engaged in sales financing or sales financing in combination with leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collaterized goods through a contractual installment sales agreement, either directly from or through arrangements with dealers. 522220 Sales Financing This industry comprises establishments primarily engaged in sales financing or sales financing in combination with leasing. Sales financing establishments are primarily engaged in lending money for the purpose of providing collaterized goods through a contractual installment sales agreement, either directly from or through arrangements with dealers. The data published with NAICS code 522220 include these parts of the following SIC industries: 6141 (pt) Automotive sales finance companies 6141 (pt) Sales finance companies (except automotive) 6153 (pt) Commercial finance companies 6159 (pt) Financing leases 5222201 Automotive Sales Finance Companies Establishments primarily engaged in lending money to individuals for automotive purchases, including trucks, either directly to individuals or through sales financing arrangements with dealers. 5222202 Sales Finance Companies, Except Automotive Establishments primarily engaged in lending money to individuals for the retail purchase of consumer goods (other than automotive), either directly to individuals or through sales financing arrangements with dealers. 5222203 Commercial Finance Companies Establishments primarily engaged in granting shortterm credit to business or commercial enterprises (other than in exchange for credit-related assets). 5222209 Financing Leases Establishments primarily engaged in providing financing for equipment or other assets to customers through a lease agreement, where the lessee acquires substantially FINANCE AND INSURANCE
U.S. Census Bureau, 1997 Economic Census
all the benefits of its use, and takes all the risks associated with its ownership. The lessee is responsible for maintenance and taxes, and may have the option to take title to the leased equipment at the end of the lease. 52229 Other Nondepository Credit Intermediation This industry comprises establishments primarily engaged in making cash loans or extending credit through credit instruments (except credit cards and sales finance agreements). 522291 Consumer Lending
5222922 Farm Mortgage Companies Establishments primarily engaged in making long-term farm real estate loans (except Federal and Federallysponsored credit agencies). 5222929 Mortgage Bankers and Loan Correspondents Establishments primarily engaged in originating (making) and selling mortgage and other real estate loans (except farm) to permanent investors, and servicing these loans. 522293 International Trade Financing
This U.S. industry comprises establishments primarily engaged in making unsecured cash loans to consumers. The data published with NAICS code 522291 include these parts of the following SIC industries: 6141 (pt) Consumer & personal finance companies 6141 (pt) Other personal credit institutions 5222911 Consumer and Personal Finance Companies Establishments primarily engaged in providing unsecured cash loans to individuals or consumers for nonspecified purposes, including student loans. 5222919 Other Personal Credit Institutions Establishments of nondepository credit institutions, not elsewhere classified, primarily engaged in providing credit to individuals and issuing personal loans. 522292 Real Estate Credit This U.S. industry comprises establishments primarily engaged in lending funds with real estate as collateral. The data published with NAICS code 522292 include these parts of the following SIC industries: 6111 (pt) Federally-sponsored credit agencies, primarily real estate 6159 (pt) Farm mortgage companies 6162 (pt) Mortgage bankers & loan correspondents 5222921 Federal and Federally-Sponsored Credit Agencies, Primarily Real Estate Credit Establishments of Federal and Federally-sponsored credit agencies primarily engaged in making real estate loans. Federally-sponsored credit agencies are established under authority of Federal legislation, but are not regarded as part of the government. They are often owned by their members or borrowers. Establishments of Federal credit agencies are out of scope of the census. FINANCE AND INSURANCE
U.S. Census Bureau, 1997 Economic Census
This U.S. industry comprises establishments primarily engaged in providing one or more of the following: (1) working capital funds to U.S. exporters; (2) lending funds to foreign buyers of U.S. goods; and (3) lending funds to domestic buyers of imported goods. The data published with NAICS code 522293 include these parts of the following SIC industries: 6081 (pt) Agencies of foreign banks, primarily trade finance 6082 (pt) Agreement & Edge Act Corporations, primarily trade finance 6111 (pt) Federally-sponsored credit agencies, primarily trade finance 6159 (pt) International trade credit 5222931 Agencies of Foreign Banks Primarily Engaged in Trade Finance Establishments primarily operating as agencies of foreign banks that specialize in trade (import and/or export) finance. They typically fund themselves via large denomination interbank deposits, rather than through smaller denomination retail deposits. 5222932 Agreement and Edge Act Corporations Primarily Engaged in Trade Finance Establishment of Agreement and Edge Act corporations, operating under Federal or state charter, primarily engaged in financing foreign trade. Also included in this industry are domestically-owned Federal or state-chartered institutions that only operate outside the United States. 5222933 Federal and Federally-Sponsored Credit Agencies, Primarily Trade Finance Establishments of Federal and Federally-sponsored credit agencies primarily engaged in facilitating the financing of exports and imports and the exchange of commodities between the U.S. and any foreign country. These establishments may also guarantee or insure exports and imports. Federally-sponsored credit agencies are established under authority of Federal legislation, but are not APPENDIX B B–5
regarded as part of the government. They are often owned by their members or borrowers. Establishments of Federal credit agencies are out of scope of the census. 5222939 International Trade Credit Establishments primarily engaged in providing financing for foreign buyers of U.S. goods (exports) or assistance in financing imports. 522294 Secondary Market Financing This U.S. industry comprises establishments primarily engaged in buying, pooling, and repackaging loans for sale to others on the secondary market. The data published with NAICS code 522294 include these parts of the following SIC industries: 6111 (pt) Federally-sponsored credit agencies, primarily secondary market 6159 (pt) Secondary market financing 5222941 Federal and Federally-Sponsored Credit Agencies, Primarily Secondary Market Establishments of Federal and Federally-sponsored credit agencies primarily engaged in buying, selling, pooling, or repackaging loans for sale to others on the secondary market. Federally-sponsored credit agencies are established under authority of Federal legislation, but are not regarded as part of the government. They are often owned by their members or borrowers. Establishments of Federal credit agencies are out of scope of the census. 5222949 Secondary Market Financing (Private) Private establishments primarily engaged in buying, selling, pooling, or repackaging loans for sale to others on the secondary market. 522298 All Other Nondepository Credit Intermediation This U.S. industry comprises establishments primarily engaged in providing nondepository credit (except credit card issuing, sales financing, consumer lending, real estate credit, international trade financing, and secondary market financing). Examples of types of lending in this industry are: short-term inventory credit, agricultural lending (except real estate and sales financing) and consumer cash lending secured by personal property. The data published with NAICS code 522298 include these parts of the following SIC industries: 5932 (pt) Pawn shops 6081 (pt) Agencies of foreign banks, primarily commercial finance 6111 (pt) Other federally-sponsored credit agencies 6153 (pt) Factors B–6 APPENDIX B
6159 (pt) Agricultural credit (except federallysponsored) 6159 (pt) Other miscellaneous business credit institutions 5222981 Pawnshops Establishments primarily engaged in lending money at interest in exchanged for personal property left as security and selling the merchandise if the property is not reclaimed. 5222982 Agencies of Foreign Banks Primarily Engaged in Commercial Finance Establishments primarily operating as agencies of foreign banks that specialize in domestic commercial finance. They typically fund themselves via large denomination interbank deposits, rather than through smaller denomination retail deposits. 5222983 Other Federal and Federally-Sponsored Credit Agencies Establishments of Federal and Federally-sponsored credit agencies primarily engaged in guaranteeing, insuring, and making loans, (except real estate credit, trade finance, or the secondary market). Federally-sponsored credit agencies are established under authority of Federal legislation, but are not regarded as part of the Government. They are often owned by their members or borrowers. Establishments of Federal credit agencies are out of scope of the census. 5222984 Factors Establishments primarily engaged in providing shortterm capital to businesses in exchange for (or in consideration of) credit-related assets, such as installment notes, commercial paper, accounts receivable, and credit card debt. 5222985 Agricultural Credit (Except Federal and Federally-Sponsored) Establishments (except Federal and Federally-sponsored credit agencies) primarily engaged in providing nondepository agricultural (nonmortgage) credit and loans. 5222989 Other Miscellaneous Business Credit Institutions Establishments primarily engaged in providing credit or capital to businesses and other organizations for intermediate and long-term periods (more than 1 year). 5223 Activities Related to Credit Intermediation This industry group comprises establishments primarily engaged in facilitating credit intermediation by performing activities, such as arranging loans by bringing borrowers and lenders together and clearing checks and credit card transactions. FINANCE AND INSURANCE
U.S. Census Bureau, 1997 Economic Census
52231 Mortgage and Nonmortgage Loan Brokers This industry comprises establishments primarily engaged in arranging loans by bringing borrowers and lenders together on a commission or fee basis. 522310 Mortgage and Nonmortgage Loan Brokers This industry comprises establishments primarily engaged in arranging loans by bringing borrowers and lenders together on a commission or fee basis. The data published with NAICS code 522310 include these parts of the following SIC industries: 6163 Mortgage & nonmortgage loan brokers 52232 Financial Transactions Processing, Reserve, and Clearinghouse Activities This industry comprises establishments primarily engaged in providing one or more of the following: (1) financial transaction processing (except central banks); (2) reserve and liquidity services (except central banks); and (3) check or other financial instrument clearinghouse services (except central banks). 522320 Financial Transactions Processing, Reserve, and Clearinghouse Activities This industry comprises establishments primarily engaged in providing one or more of the following: (1) financial transaction processing (except central banks); (2) reserve and liquidity services (except central banks); and (3) check or other financial instrument clearinghouse services (except central banks). The data published with NAICS code 522320 include these parts of the following SIC industries: 6019 (pt) Other central reserve depository institutions 6099 (pt) Electr funds trans & automated clearinghouses for banks & checks 6153 (pt) Credit card service by business credit institutions 7389 (pt) Credit card processing 5223201 Other Central Reserve Depository Institutions Establishments primarily engaged in providing reserve and overnight advance services to their members, such as savings banks, savings and loan associations, or credit unions. These central reserve depository institutions generally do not receive deposits from, or make advances to, other enterprises or individuals. 5223202 Electronic Funds Transfer and Automated Clearinghouse for Banks and Checks Establishments primarily engaged in providing electronic funds transfer, or check or other financial instrument clearing house services. FINANCE AND INSURANCE
U.S. Census Bureau, 1997 Economic Census
5223203 Credit Card Service by Business Credit Institutions Establishments of credit institutions primarily engaged in servicing credit cards. 5223209 Credit Card Processing Establishments primarily engaged in providing credit card transaction processing services (except credit card issuing institutions). 52239 Other Activities Related to Credit Intermediation This industry comprises establishments primarily engaged in facilitating credit intermediation (except mortgage and loan brokerage; and financial transactions processing, reserve, and clearinghouse activities). 522390 Other Activities Related to Credit Intermediation This industry comprises establishments primarily engaged in facilitating credit intermediation (except mortgage and loan brokerage; and financial transactions processing, reserve, and clearinghouse activities). The data published with NAICS code 522390 include these parts of the following SIC industries: 6099 (pt) Other activities related to credit intermediation 6162 (pt) Loan servicing 5223901 Other Activities Related to Credit Intermediation Establishments primarily engaged in cashing checks, issuing traveler’s checks or money orders, or performing other functions closely related to depository intermediation. Also included here are establishments that operate windows and kiosks where customers purchase traveler’s checks or general purpose stored value cards. 5223909 Loan Servicing Establishments primarily engaged in servicing loans for banks, credit unions, mortgage companies, and other financial institutions. Loan servicing functions include collection of payments, securing of escrow funds, payment of property taxes and insurance, monitoring delinquencies, and accounting for remitting principal and interest payments to the loan holder. 523 Securities, Commodity Contracts, and Other Financial Investments and Related Activities Industries in the Securities, Commodity Contracts, and Other Financial Investments and Related Activities subsector group establishments that are primarily engaged in one of the following: (1) underwriting securities issues APPENDIX B B–7
and/or making markets for securities and commodities; (2) acting as agents (i.e., brokers) between buyers and sellers of securities and commodities; (3) providing securities and commodity exchange services; and (4) providing other services, such as managing portfolios of assets; providing investment advice; and trust, fiduciary, and custody services. 5231 Securities and Commodity Contracts Intermediation and Brokerage This industry group comprises establishments primarily engaged in putting capital at risk in the process of underwriting securities issues or in making markets for securities and commodities; and those acting as agents and/or brokers between buyers and sellers of securities and commodities, usually charging a commission. 52311 Investment Banking and Securities Dealing This industry comprises establishments primarily engaged in underwriting, originating, and/or maintaining markets for issues of securities. Investment bankers act as principals (i.e., investors who buy or sell on their own account) in firm commitment transactions or act as agents in best effort and standby commitments. This industry also includes establishments acting as principals in buying or selling securities generally on a spread basis, such as securities dealers or stock option dealers. 523110 Investment Banking and Securities Dealing This industry comprises establishments primarily engaged in underwriting, originating, and/or maintaining markets for issues of securities. Investment bankers act as principals (i.e., investors who buy or sell on their own account) in firm commitment transactions or act as agents in best effort and standby commitments. This industry also includes establishments acting as principals in buying or selling securities generally on a spread basis, such as securities dealers or stock option dealers. The data published with NAICS code 523110 include these parts of the following SIC industries: 6211 (pt) Investment banking & securities dealing 52312 Securities Brokerage . This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) between buyers and sellers in buying or selling securities on a commission or transaction fee basis. 523120 Securities Brokerage This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) between buyers and sellers in buying or selling securities on a commission or transaction fee basis. B–8 APPENDIX B
The data published with NAICS code 523120 include these parts of the following SIC industries: 6211 (pt) Securities brokerage 52313 Commodity Contracts Dealing This U.S. industry comprises establishments primarily engaged in acting as principals (i.e., investors who buy or sell for their own account) in buying or selling spot or futures commodity contracts or options, such as precious metals, foreign currency, oil, or agricultural products, generally on a spread basis. 523130 Commodity Contracts Dealing This U.S. industry comprises establishments primarily engaged in acting as principals (i.e., investors who buy or sell for their own account) in buying or selling spot or futures commodity contracts or options, such as precious metals, foreign currency, oil, or agricultural products, generally on a spread basis. The data published with NAICS code 523130 include these parts of the following SIC industries: 6099 (pt) Foreign currency exchange 6221 (pt) Commodity contracts dealing 6799 (pt) Commodity contract trading company 5231301 Foreign Currency Exchange Establishments primarily engaged in foreign currency transactions for their own account or for others. Also included here are windows and kiosks, where customers purchase or exchange currencies. 5231302 Commodity Contracts Dealing Establishments primarily engaged as principals in buying and selling spot or future contracts, such as commodities, foreign currency, or futures options. 5231309 Commodity Contract Trading Companies Establishments primarily engaged in buying and selling commodity contracts. 52314 Commodity Contracts Brokerage This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) in buying or selling spot or future commodity contracts or options on a commission or transaction fee basis. 523140 Commodity Contracts Brokerage This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) in buying or selling spot or future commodity contracts or options on a commission or transaction fee basis. The data published with NAICS code 523140 include these parts of the following SIC industries: FINANCE AND INSURANCE
U.S. Census Bureau, 1997 Economic Census
6221 (pt) Commodity contracts brokerage 5232 Securities and Commodity Exchanges This NAICS industry group includes establishments classified in the following NAICS industry(ies): 52321, Securities and Commodity Exchange 52321 Securities and Commodity Exchanges This industry comprises establishments primarily engaged in furnishing physical or electronic marketplaces for the purpose of facilitating the buying and selling of stocks, stock options, bonds, or commodity contracts. 523210 Securities and Commodity Exchanges This industry comprises establishments primarily engaged in furnishing physical or electronic marketplaces for the purpose of facilitating the buying and selling of stocks, stock options, bonds, or commodity contracts. The data published with NAICS code 523210 include these parts of the following SIC industries: 6231 Security & commodity exchanges 5239 Other Financial Investment Activities This industry group comprises establishments primarily engaged in one of the following: (1) acting as principals in buying or selling financial contracts (except investment bankers, securityes dealers, and commodity contracts dealers); (2) acting as agents (i.e., brokers) (except securities brokerages and commodity contracts brokerages) in buying or selling financial contracts; or (3) providing other investment services (except securities and commodity exchanges), such as portfolio management; investment advice; and trust, fiduciary, and custody services. 52391 Miscellaneous Intermediation This industry comprises establishments primarily engaged in acting as principals (except investment bankers, securities dealers, and commodity contracts dealers) in buying or selling of financial contracts generally on a spread basis. Principals are investors that buy or sell for their own account. 523910 Miscellaneous Intermediation This industry comprises establishments primarily engaged in acting as principals (except investment bankers, securities dealers, and commodity contracts dealers) in buying or selling of financial contracts generally on a spread basis. Principals are investors that buy or sell for their own account. The data published with NAICS code 523910 include these parts of the following SIC industries: 6211 (pt) Traders & dealers (except for securities & commodities) FINANCE AND INSURANCE
U.S. Census Bureau, 1997 Economic Census
6792 (pt) Oil royalty traders investing on own accounts 6799 (pt) Venture capital companies 6799 (pt) All other investors 5239101 Traders and Dealers, Except for Securities and Commodities Establishments primarily engaged as principals in buying and selling investment instruments other than securities or commodity contracts. 5239102 Oil Royalty Traders, Investing on Own Account Establishments primarily engaged in trading, on own account, the rights to a whole or partial interest in the proceeds from the sale of oil or gas, produced from a specific tract. 5239103 Venture Capital Companies Establishments primarily engaged in providing funds for newly-formed companies and funds for existing companies experiencing a short-term shortage of capital. Funding may be in the form of equity or debt. 5239109 All Other Investors Establishments primarily engaged in investing, not elsewhere classified. 52392 Portfolio Management This industry comprises establishments primarily engaged in managing the portfolio assets (i.e., funds) of others on a fee or commission basis. Establishments in this industry have the authority to make investment decisions, and they derive fees based on the size and/or overall performance of the portfolio. 523920 Portfolio Management This industry comprises establishments primarily engaged in managing the portfolio assets (i.e., funds) of others on a fee or commission basis. Establishments in this industry have the authority to make investment decisions, and they derive fees based on the size and/or overall performance of the portfolio. The data published with NAICS code 523920 include these parts of the following SIC industries: 6282 (pt) Portfolio management 6733 (pt) Mgt of trust investment portfolios (exc ed relig & charitable) 6799 (pt) Commodity contract pool operators APPENDIX B B–9
5239201 Portfolio Management Establishments primarily engaged in managing the financial asset portfolio of others on a fee or commission basis. Establishments in this industry have the authority to make investment decisions and derive fees based on the size and/or overall performance of the portfolio. 5239202 Managers of Trust Investment Portfolios, Except Educational, Religious, and Charitable Trusts Establishments primarily engaged in managing private estate and investment portfolios of trusts (except educational, religious and charitable) on behalf of the beneficiaries. 5239209 Commodity Contract Pool Operators Establishments primarily engaged in a prearranged agreement in which members participate, through a manager, in the purchase of commodities. 52393 Investment Advice This industry comprises establishments primarily engaged in providing customized investment advice to clients on a fee basis, but do not have the authority to execute trades. Primary activities performed by establishments in this industry are providing financial planning advice and investment counseling to meet the goals and needs of specific clients. 523930 Investment Advice This industry comprises establishments primarily engaged in providing customized investment advice to clients on a fee basis, but do not have the authority to execute trades. Primary activities performed by establishments in this industry are providing financial planning advice and investment counseling to meet the goals and needs of specific clients. The data published with NAICS code 523930 include these parts of the following SIC industries: 6282 (pt) Investment Advice 52399 All Other Financial Investment Activities This industry comprises establishments primarily engaged in acting as agents or brokers (except securities brokerages and commodity contracts brokerages) in buying and selling financial contracts providing financial investment activities (except securities and commodity exchanges, portfolio management, and investment advice). 523991 Trust, Fiduciary, and Custody Activities This U.S. industry comprises establishments primarily engaged in providing trust, fiduciary, and custody services to others, as instructed, on a fee or contract basis, such as bank trust offices and escrow agencies (except real estate). B–10 APPENDIX B
The data published with NAICS code 523991 include these parts of the following SIC industries: 6091 Nondeposit trust companies
6099 (pt) Escrow & fiduciary agencies 6289 (pt) Securities custodians & securities transfer agents 6733 (pt) Other trust, fiduciary, & custody activities 5239911 Nondeposit Trust Companies Establishments of trust companies primarily engaged in providing trust, custody, or other fiduciary services to others on a fee or contract basis, but not regularly accepting deposits. These establishments operate under Federal or state charter. 5239912 Escrow and Fiduciary Agencies Establishments primarily engaged in providing escrow and fiduciary services to others on a fee or contract basis (except in conjunction with real estate). 5239913 Securities Custodians and Securities Transfer Agents Establishments primarily engaged in providing custodial and transfer services for security holders, owners, brokers, and dealers. 5239919 Administration of Private Estates, Trustees in Bankruptcy, or Other Trust, Fiduciary, and Custody Activities Establishments primarily engaged, on behalf of the beneficiaries, in the administration and preservation of property, which constitutes an estate, under the terms of a trust agreement, will, or agency agreement . 523999 Miscellaneous Financial Investment Activities This U.S. industry comprises establishments primarily engaged in acting as agents and/or brokers (except securities brokerages and commodity contracts brokerages) in buying or selling financial contracts and those providing financial investment services (except securities and commodity exchanges; portfolio management; investment advice; and trust, fiduciary, and custody services) on a fee or commission basis. The data published with NAICS code 523999 include these parts of the following SIC industries: 6099 (pt) Deposit brokers 6211 (pt) Gas & oil lease & royalty brokers 6289 (pt) Oth services allied with the exchange of securities & commodities FINANCE AND INSURANCE
U.S. Census Bureau, 1997 Economic Census
5239991 Deposit Brokers Establishments primarily engaged in pooling funds from clients of brokerage firms into large denomination deposits (usually $100,000), called ‘‘brokered deposits’’, in certain FDIC-insured banks. 5239992 Gas and Oil Lease and Royalty Brokers Establishments primarily engaged in buying and selling oil and gas leases and royalties on a fee or contract basis. 5239999 Other Services Allied With the Exchange of Securities and Commodities Establishments primarily engaged in providing services, not elsewhere classified, to securities or commodity holders, brokers or dealers. 524 Insurance Carriers and Related Activities Industries in the Insurance Carriers and Related Activities subsector group establishments that are primarily engaged in one of the following (1) underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies or (2) facilitating such underwriting by selling insurance policies, and by providing other insurance and employee-benefit related services. 5241 Insurance Carriers This industry group comprises establishments primarily engaged in underwriting (assuming the risk, assigning premiums, and so forth) annuities and insurance policies and investing premiums to build up a portfolio of financial assets to be used against future claims. Direct insurance carriers are establishments that are primarily engaged in initially underwriting and assuming the risk of annuities and insurance policies. Reinsurance carriers are establishments that are primarily engaged in assuming all or part of the risk associated with an existing insurance policy (or set of policies) originally underwritten by another insurance carrier. Industries are defined in terms of the type of risk being insured against, such as death, loss of employment because of age or disability, and property damage. Contributions and premiums are set on the basis of actuarial calculations of probable payouts based on risk factors from experience tables and expected investment returns on reserves. 52411 Direct Life, Health, and Medical Insurance Carriers This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) annuities and life insurance policies, disability income insurance policies, accidental death and dismemberment insurance policies, and health and medical insurance policies. FINANCE AND INSURANCE
U.S. Census Bureau, 1997 Economic Census
524113 Direct Life Insurance Carriers This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) annuities and life insurance policies, disability income insurance policies, and accidental death and dismemberment insurance policies. The data published with NAICS code 524113 include these parts of the following SIC industries: 6311 (pt) Offices of direct life insurance carriers 6321 (pt) Offices of direct accident & disability income insurance carriers 5241131 Offices of Direct Life Insurance Carriers Establishments primarily engaged in initially underwriting and assuming the risk of annuities and life insurance. 5241139 Offices of Direct Accident and Disability Income Insurance Carriers Establishments primarily engaged in initially underwriting and assuming the risk of accidental death and dismemberment, and disability income insurance. 524114 Direct Health and Medical Insurance Carriers This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) health and medical insurance policies . Group hospitalization plans and HMO establishments (except those providing health care services) that provide health and medical insurance policies without providing health care services are included in this industry. The data published with NAICS code 524114 include these parts of the following SIC industries: 6321 (pt) Offices of direct health insurance carriers 6324 (pt) Offices of hospital & medical service plans (direct) 5241141 Offices of Direct Health Insurance Carriers Establishments primarily engaged in initially underwriting and assuming the risk of health insurance. 5241149 Offices of Hospital and Medical Service Plans (Direct) Establishments primarily engaged in initially underwriting and assuming the risk of hospital and medical insurance in accordance with prearranged agreements or service plans, but not providing medical services. 52412 Direct Insurance (Except Life, Health, and Medical) Carriers This industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) various types of insurance policies (except life, disability income, accidental death and dismemberment, and health and medical insurance policies). APPENDIX B B–11
524126 Direct Property and Casualty Insurance Carriers This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) insurance policies that protect policyholders against losses that may occur as a result of property damage or liability. The data published with NAICS code 524126 include these parts of the following SIC industries: 6331 (pt) Offices of direct fire, marine, & casualty insurance carriers 6351 (pt) Offices of direct surety insurance carriers 5241261 Offices of Direct Fire, Marine, and Casualty Insurance Carriers Establishments primarily engaged in initially underwriting and assuming the risk of fire, marine, and casualty insurance. 5241269 Offices of Direct Surety Insurance Carriers Establishments primarily engaged in initially underwriting and assuming the risk of financial responsibility and protection insurance. 524127 Direct Title Insurance Carriers This U.S. industry comprises establishments primarily engaged in initially underwriting (i.e., assuming the risk and assigning premiums) insurance policies to protect the owners of real estate or real estate creditors against loss sustained by reason of any title defect to real property. The data published with NAICS code 524127 include these parts of the following SIC industries: 6361 (pt) Direct title insurance carriers 524128 Other Direct Insurance (Except Life, Health, and Medical) Carriers This U.S. industry comprises establishments primarily engaged in initially underwriting (e.g., assuming the risk, assigning premiums) insurance policies (except life, disability income, accidental death and dismemberment, health and medical, property and casualty, and title insurance policies). The data published with NAICS code 524128 include these parts of the following SIC industries: 6399 (pt) All other direct insurance carriers 52413 Reinsurance Carriers This industry comprises establishments primarily engaged in assuming all or part of the risk associated with existing insurance policies originally underwritten by other insurance carriers. B–12 APPENDIX B
524130 Reinsurance Carriers This industry comprises establishments primarily engaged in assuming all or part of the risk associated with existing insurance policies originally underwritten by other insurance carriers. The data published with NAICS code 524130 include these parts of the following SIC industries: 6311 (pt) Offices of life reinsurance carriers 6321 (pt) Offices of accident & health reinsurance carriers 6324 (pt) Offices of hospital & medical service plans (reinsurance) 6331 (pt) Offices of fire, marine, & casualty reinsurance carriers 6351 (pt) Offices of surety reinsurance carriers 6361 (pt) Offices of title reinsurance carriers 6399 (pt) Offices of other reinsurance carriers 5241301 Offices of Life Reinsurance Carriers Establishments primarily engaged in assuming all or part of one or more life insurance policies originally underwritten by other insurance carriers. 5241302 Offices of Accident and Health Reinsurance Carriers Establishments primarily engaged in assuming all or part of one or more accident and health insurance policies originally underwritten by other insurance carriers. 5241303 Offices of Hospital and Medical Service Plans (Reinsurance) Establishments primarily engaged in assuming all or part of hospital and medical services insurance policies originally underwritten by other insurance carriers. 5241304 Offices of Fire, Marine, and Casualty Reinsurance Carriers Establishments primarily engaged in assuming all or part of fire, marine, or casualty insurance policies originally underwritten by other insurance carriers. 5241305 Offices of Surety Reinsurance Carriers Establishments primarily engaged in assuming all or part of surety insurance policies originally underwritten by other insurance carriers. 5241306 Offices of Title Reinsurance Carriers Establishments primarily engaged in assuming all or part of title insurance policies originally underwritten by other insurance carriers. FINANCE AND INSURANCE
U.S. Census Bureau, 1997 Economic Census
5241309 Office of Other Reinsurance Carriers Establishments primarily engaged in assuming all or part of insurance policies (except life; accident and health; hospital and medical service plans; fire, marine, and casualty; surety; and title) originally underwritten by other insurance carriers. 5242 Agencies, Brokerages, and Other Insurance Related Activities This industry group comprises establishments primarily engaged in (1) acting as agents (i.e., brokers) in selling annuities and insurance policies or (2) providing other employee benefits and insurance related services, such as claims adjustment and third party administration. 52421 Insurance Agencies and Brokerages This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) in selling annuities and insurance policies. 524210 Insurance Agencies and Brokerages This industry comprises establishments primarily engaged in acting as agents (i.e., brokers) in selling annuities and insurance policies. The data published with NAICS code 524210 include these parts of the following SIC industries: 6411 (pt) Insurance agencies & brokerages 52429 Other Insurance Related Activities This industry comprises establishments primarily engaged in providing services related to insurance (except insurance agencies and brokerages). 524291 Claims Adjusting This U.S. industry comprises establishments primarily engaged in investigating, appraising, and settling insurance claims. The data published with NAICS code 524291 include these parts of the following SIC industries: 6411 (pt) Claims adjusting 524292 Third Party Administration of Insurance and Pension Funds This U.S. industry comprises establishments primarily engaged in providing third party administration services of insurance and pension funds, such as claims processing and other administrative services to insurance carriers, employee-benefit plans, and self-insurance funds. The data published with NAICS code 524292 include these parts of the following SIC industries: 6371 (pt) Third party administration of pension, health, & welfare funds FINANCE AND INSURANCE
U.S. Census Bureau, 1997 Economic Census
6411 (pt) Third party administration of insurance 5242921 Third Party Administrators of Pension, Health, and Welfare Funds Establishments primarily engaged in providing claims processing, utilization review, and other administrative services to pension, health, and welfare funds on a contract or fee basis. 5242929 Third Party Administration of Insurance Establishments primarily engaged in providing claims processing, utilization review, and other administrative services to insurance carriers. 524298 All Other Insurance Related Activities This U.S. industry comprises establishments primarily engaged in providing insurance services on a contract or fee basis (except insurance agencies and brokerages, claims adjusting, and third party administration). Insurance advisory services and insurance ratemaking services are included in this industry. The data published with NAICS code 524298 include these parts of the following SIC industries: 6411 (pt) All other insurance related activities 525 Funds, Trusts, and Other Financial Vehicles Industries in the Funds, Trusts, and Other Financial Vehicles subsector are comprised of legal entities (i.e., funds, plans, and/or programs) organized to pool securities or other assets on behalf of shareholders or beneficiaries of employee benefit or other trust funds. The portfolios are customized to achieve specific investment characteristics, such as diversification, risk, rate of return, and price volatility. These entities earn interest, dividends, and other property income, but have little or no employment and no revenue from the sale of services. Establishments with employees devoted to the management of funds are classified in Industry Group 5239, Other Financial Investment Activities. Establishments primarily engaged in holding the securities of (or other equity interests in) other firms are classified in Sector 55, Management of Companies and Enterprises. 5251 Insurance and Employee Benefit Funds This industry group comprises legal entities (i.e., funds, plans, and/or programs) organized to provide insurance and employee benefits exclusively for the sponsor, firm, or its employees or members. 5259 Other Investment Pools and Funds This industry group comprises legal entities (i.e., investment pools and/or funds) organized to pool securities or other assets (except insurance and employeebenefit funds) on behalf of shareholders, unitholders, or beneficiaries. APPENDIX B B–13
52593 Real Estate Investment Trusts This industry comprises legal entities that are Real Estate Investment Trusts (REITs). 525930 Real Estate Investment Trusts This industry comprises legal entities that are Real Estate Investment Trusts (REITs). The data published with NAICS code 525930 include these parts of the following SIC industries: 6798 Real Estate Investment Trusts 5259301 Real Estate Investment Trusts (Equity and Hybrid) Establishments organized as REITs, engaged in issuing shares of funds consisting primarily of portfolios of real
estate assets, with gross income of the trust derived from rents. REITs deriving income from a combination of rents, mortgage interest, or gains from the sale of real estate are classified here. 5259309 Real Estate Investment Trusts (Mortgage) Establishments organized as REITs, engaged in issuing shares of funds consisting primarily of portfolios of real estate mortgage assets, with gross income of the trust solely derived from interest earned on mortgage loans.
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APPENDIX B
FINANCE AND INSURANCE
U.S. Census Bureau, 1997 Economic Census
Appendix C. Coverage and Methodology
MAIL/NONMAIL UNIVERSE For this sector, large- and medium-size firms, plus all firms known to operate more than one establishment, were sent questionnaires to be completed and returned to the Census Bureau by mail. For most very small firms data from existing administrative records of other Federal agencies were used instead. These records provided basic information on location, kind of business, revenue, payroll, number of employees, and legal form of organization. Firms in the 1997 Economic Census were divided into the mail universe and nonmail universe. The coverage of and the method of obtaining census information from each are described below: 1. The mail universe consisted of firms for which information was obtained by means of a mail canvass and included: a. Large employers, i.e., all multiestablishment and all single-establishment employer firms with payroll above a specified cutoff. The term ‘‘employers’’ refers to firms with one or more paid employees at any time during 1997 as shown in the active administrative records of other Federal agencies. b. A sample of small employers, i.e., singleestablishment firms with payroll below a specified cutoff, in classifications for which specialized data precluded reliance solely on administrative records sources. 2. The nonmail universe consisted of firms that were not required to file a regular census return and included: a. Selected small employers, i.e., singleestablishment firms with payroll below a specified cutoff. Although the payroll cutoff varied by kind of business, small employers in the nonmail universe generally included firms with less than 10 employees and represented about 10 percent of total revenue of establishments covered in the census. Data on revenue, payroll, and employment for small employers in the nonmail universe were derived or estimated from administrative records of other Federal agencies. b. All taxable nonemployers, i.e., all firms subject to Federal income tax with no paid employees during 1997. Revenue information for these firms was obtained from administrative records of other Federal agencies. Although consisting of many firms, FINANCE AND INSURANCE
U.S. Census Bureau, 1997 Economic Census
nonemployers accounted for less than 10 percent of total revenue of all establishments covered in the census. The census included only those nonemployer firms which reported a revenue volume of $1,000 or more during 1997. Data for nonemployers are not included in this report, but are released as part of the Core Business Statistics Series. INDUSTRY CLASSIFICATION OF ESTABLISHMENTS The classifications for all establishments in this sector were assigned in accordance with the 1997 North American Industry Classification System (NAICS) Manual, United States. NAICS is a common classification system developed by the United States, Canada, and Mexico. This system replaces the 1987 Standard Industrial Classification (SIC) that was used in previous censuses. Appendix A of the 1997 NAICS manual provides information on the comparability between the 1987 SIC and the 1997 NAICS. More information on NAICS is available in the NAICS manual and at www.census.gov/naics. The method of assigning classifications, and the level of detail at which establishments were classified, differed between the mail and nonmail universe as follows: 1. The mail universe. a. Establishments in the mail universe that returned questionnaires were classified on the basis of their self-designation, sources of revenue, and other industry-specific inquiries. b. Establishments in the mail universe that did not return questionnaires were classified on the basis of the most current census kind-of-business classification available from one of the Census Bureau’s current sample surveys, the 1992 census, or the administrative records of other Federal agencies. 2. The nonmail universe. a. Employer establishments in the nonmail universe were classified on the basis of the most current census kind-of-business classification available from one of the Census Bureau’s current sample surveys, the 1992 census, or the administrative records of other Federal agencies. If the census or administrative record classifications proved inadequate (none corresponded to a 1997 census classification in the detail required for employers), the firm was sent a brief inquiry requesting information necessary to assign a 1997 census kind-of-business code. APPENDIX C C–1
b. Nonemployers were classified on the basis of information obtained from administrative records of other Federal agencies. RELIABILITY OF DATA All data compiled for this sector are subject to nonsampling errors. Nonsampling errors can be attributed to many sources: inability to identify all cases in the actual universe; definition and classification difficulties; differences in the interpretation of questions; errors in recording or coding the data obtained; and other errors of collection, response, coverage, processing, and estimation for missing or misreported data. Data presented in the Miscellaneous Subjects and the Sources of Revenue reports for this sector are subject to sampling errors as well as nonsampling errors. Specifically, these data are estimated based on information obtained from census questionnaires mailed to all large employers and to a sample of small employers in the universe. Sampling errors affect these estimates insofar as they may differ from results that would be obtained from a complete enumeration. The accuracy of these tabulated data is determined by the joint effects of the various nonsampling errors or by the joint effects of sampling and nonsampling errors. No direct measurement of these effects has been obtained except for estimation for missing or misreported data; however, precautionary steps were taken in all phases of the collection, processing, and tabulation of the data in an effort to minimize the effects of nonsampling errors. The Census Bureau obtains limited information extracted from administrative records of other Federal agencies. This information is used in conjunction with other information available to the Census Bureau to develop estimates for nonemployers, small employers, and other establishments for which responses were not received in time for publication.
TREATMENT OF NONRESPONSE Census report forms included two different types of inquiries, ‘‘basic’’ and ‘‘industry-specific.’’ Data for the basic inquiries, which include location, kind of business or operation, revenue, payroll, number of employees, and legal form of organization, were available from a combination of sources for all establishments. Data for industryspecific inquiries, tailored to the particular kinds of business or operation covered by the report, were available only from the establishments in the mail universe that completed the appropriate inquiries on the questionnaire. Two methods were used to account for nonresponse to industry-specific inquiries. For some inquiries, missing data were imputed for individual records based on responses from similar establishments. For other inquiries, the total of reported data were expanded to represent the mail and nonmail universe. Data for industry-specific inquiries based on a December 31 reference date were expanded in direct relationship to total annualized revenue of only those establishments in business at the end of the year. Unless otherwise noted in specific reports, data for other industry-specific inquiries were expanded in direct relationship to total revenue of all establishments included in the category. In a few cases, expansion on the basis of the revenue item was not appropriate, and another basic data item was used as the basis for expansion. All reports in which data were expanded to account for nonmail employers and nonrespondents include a coverage indicator for each publication category, which shows the revenue of establishments responding to the inquiry as a percent of total revenue for all establishments for which data are shown. Coverage is usually determined by the ratio of total revenue of establishments responding to the inquiry to total revenue of all establishments in the category.
C–2
APPENDIX C
FINANCE AND INSURANCE
U.S. Census Bureau, 1997 Economic Census
Appendix D. Geographic Notes
Not applicable for this report.
1997 ECONOMIC CENSUS
U.S. Census Bureau, 1997 Economic Census
APPENDIX D
D–1
Appendix E. Metropolitan Areas
INDIANA Bloomington, IN MSA Monroe County, IN Chicago—Gary—Kenosha, IL—IN—WI CMSA Chicago, IL PMSA Cook County, IL DeKalb County, IL DuPage County, IL Grundy County, IL Kane County, IL Kendall County, IL Lake County, IL McHenry County, IL Will County, IL Gary, IN PMSA Lake County, IN Porter County, IN Kankakee, IL PMSA Kankakee County, IL Kenosha, WI PMSA Kenosha County, WI Cincinnati, OH—KY—IN PMSA Dearborn County, IN Ohio County, IN Boone County, KY Campbell County, KY Gallatin County, KY Grant County, KY Kenton County, KY Pendleton County, KY Brown County, OH Clermont County, OH 1997 ECONOMIC CENSUS
U.S. Census Bureau, 1997 Economic Census
Cincinnati, OH—KY—IN PMSA—Con. Hamilton County, OH Warren County, OH Cincinnati—Hamilton, OH—KY—IN CMSA Cincinnati, OH—KY—IN PMSA Dearborn County, IN Ohio County, IN Boone County, KY Campbell County, KY Gallatin County, KY Grant County, KY Kenton County, KY Pendleton County, KY Brown County, OH Clermont County, OH Hamilton County, OH Warren County, OH Hamilton—Middletown, OH PMSA Butler County, OH Elkhart—Goshen, IN MSA Elkhart County, IN Evansville—Henderson, IN—KY MSA Posey County, IN Vanderburgh County, IN Warrick County, IN Henderson County, KY Fort Wayne, IN MSA Adams County, IN Allen County, IN De Kalb County, IN Huntington County, IN Wells County, IN Whitley County, IN APPENDIX E E–1
Gary, IN PMSA Lake County, IN Porter County, IN Indianapolis, IN MSA Boone County, IN Hamilton County, IN Hancock County, IN Hendricks County, IN Johnson County, IN Madison County, IN Marion County, IN Morgan County, IN Shelby County, IN Kokomo, IN MSA Howard County, IN Tipton County, IN
Lafayette, IN MSA Clinton County, IN Tippecanoe County, IN Louisville, KY—IN MSA Clark County, IN Floyd County, IN Harrison County, IN Scott County, IN Bullitt County, KY Jefferson County, KY Oldham County, KY Muncie, IN MSA Delaware County, IN South Bend, IN MSA St. Joseph County, IN Terre Haute, IN MSA Clay County, IN Vermillion County, IN Vigo County, IN
E–2
APPENDIX E
1997 ECONOMIC CENSUS
U.S. Census Bureau, 1997 Economic Census
EC97F52A-IN
1997
1997 Economic Census Finance and Insurance Geographic Area Series
Indiana
USCENSUSBUREAU